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SHARE Advance Program

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  • About the Program
  • How to Apply
  • Resources

SHARE 2026 Advance Program



Program Overview

The Support for Housing Affordability Resource Enhancement 2026 (SHARE 2026) advance program provides members with access to discounted advances priced at 100 or 200 basis points below the FHLB Dallas’ posted rates, depending on the term length.

SHARE 2026 Supports:

  1. New construction, renovation or the financing of single-family or multifamily affordable housing for households earning 80 percent or less of the area median income where the property is located
     
  2. The purchase of Low-Income Housing Tax Credits (LIHTCs) that support the development or preservation of affordable housing

Uses and Advantages

  • More favorable rates than traditional advances
     
  • Affordable source of liquidity for funding loans and LIHTCs that support housing affordability and initiatives to increase the overall housing supply
     
  • Flexibility to use fixed‑rate, fixed-term or secured overnight financing rate
    (SOFR) advances

Available Funds as of May 4, 2026: $250,000,000

SHARE 2026 Advance Program Webinar

Learn about the program, key terms and how to complete the Adobe Sign application.

Program Guidelines and Terms

  • Total program capacity of $250 million in reduced-rate advances will be offered
  • Total maximum advances per member will be capped at $40 million
  • For the first three months of the program, $50 million in capacity is reserved for members whose total assets were under $1.541 billion as of December 31, 2025
  • Advance terms of six months to two years are available
  • Advance rate reductions from standard, posted rates
  • Advance rate reductions include a 200‑basis‑point reduction for six‑ to 12‑month terms, a 100‑basis‑point reduction for terms over 12 and up to 24 months, with SOFR‑indexed floating advances not permitted to fall below zero
  • Rates are subject to the Bank’s Capital Markets Policy and will follow the standard rate pricing procedure
  • Advances under this program are subject to compliance with all Bank credit, collateral and capital management policies

Availability of Funds

  • Funding requests must be submitted by completing the SHARE 2026 Application via Adobe Sign
  • Funding provided on a first-come, first-served basis
  • Members may draw only the amount certified in their original application. Additional funds require a new application supported by new housing units, and previously covered units may not be resubmitted

How to Apply

To apply for the SHARE 2026 advance, members must complete and submit the Adobe sign application. 

Click here for instructions on how to apply using the Adobe Sign application.

The materials below provide more detailed information regarding the SHARE 2026 advance program and tools to help you apply.