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SHARE Advance Program

SHARE 2025 Advance Program

The Support for Housing Affordability Resource Enhancement (SHARE 2025) advance program supports members’ commitment to housing affordability by providing a reduced interest rate on advances that support housing affordability initiatives. Under SHARE 2025, FHLB Dallas will make available $5 billion in advances at rates that are significantly below standard advance rates. 

Available from July 15, 2025, through January 15, 2026. 


Uses and Advantages

  • More favorable rate than traditional advances
  • Affordable source of liquidity for funding loans and securities that support housing affordability 
  • Flexibility to use fixed-rate or SOFR-floating rate advances 


Program Guidelines and Terms

  • A total of $5 billion in reduced-rate advances will be offered through the program
  • Total maximum advances per member will be capped at $1 billion 
  • $1.25 billion in capacity reserved until Wednesday, October 15, 2025 for Community Financial Institutions   
  • Minimum advance size must be at least $1,000  
  • Advance terms of six months to less than five years will be offered


Availability of Funds 

  • Funding requests must be made by calling Member Services at 844.345.2265
  • Funds availability is subject to a member’s calculated SHARE 2025 lending limit, a member’s outstanding advances balance, SHARE 2025 program limits and remaining funds available in the program at the time of the request
  • Rates pricing is subject to the Bank’s Capital Markets Policy and will follow the standard rate pricing procedure. Advances under this program are subject to compliance with all Bank credit, collateral and capital management policies