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Small Business Recovery Grant

Getting Businesses Back to Work

Program Overview

FHLB Dallas offers a Small Business Recovery Grant (SBRG) for small businesses when disaster strikes. The SBRG is a first-come, first-served noncompetitive grant program, that assists member financial institutions in providing relief to small businesses that have been impacted by severe weather. The program is activated at the discretion of the Board of Directors and the FHLB Dallas Executive Leadership team. The funds are intended to assist with reasonable and necessary expenses that are not otherwise covered by insurance or other reimbursement.

The SBRG program can help small businesses with:

  • Building rehabilitation and repair
  • Machinery and equipment repair and purchase
  • Inventory replacement

Our Impact

In 2023, we activated the SBRG for a series of tornadoes in Mississippi and Arkansas.


For 2023 Tornado Recovery Efforts


Small Businesses Assisted

Benefits for Your Financial Institution

Differentiate your institution by offering fast access to funding when disaster strikes.

Strengthen customer relationships and loyalty by providing funding to your customers and communities in a time of need.

Support economic and community development by helping businesses recover after disasters.

Rebuilding Lives

Learn how FHLB Dallas helps small businesses get back to business.

Rebuilding After a Deadly Tornado

“One of the phone calls I got early on the night of the tornado was a phone call from President and CEO Sanjay Bhasin of the Federal Home Loan Bank of Dallas. He said, ‘I just  want you to know we are going to take care of Rolling Fork. We will do all that we can do.’”

— Fred Miller, Director, Bank of Anguilla

Moving Toward Recovery

Amory, Mississippi, was hit with an F3 tornado. Learn how FHLB Dallas helped eight businesses get back on their feet.


Tell Us Your Story

We'd love to hear from you! Tell us if you've been a recipient of funds from an FHLB Dallas program.

Program Requirements For Members

Like all FHLB Dallas programs, SBRG is available only through FHLB Dallas members. We do not provide funds directly to consumers. The application must be submitted by a member institution and signed by an authorized individual.


  • Member institutions must pass along the full amount of the SBRG to the small business owner
  • The assisted small business must have incurred damage at least equal to the amount of the grant
  • Small business owners must certify that their business has been damaged or destroyed by the disaster and that the grant will be used toward resuming operations in the affected area
  • The small business must qualify as a “small business” as defined by section 3(a) of the Small Business Act (15 U.S.C. 632(a)) and implemented by the Small Business Administration under 13 CFR part 121, or any successor provisions
  • The small business must be established as a legitimate business entity organized for profit, with a place of business located within FHLB Dallas’ five-state District and operating primarily within the United States or making a significant contribution to the U.S. economy through payment of taxes or use of American products, materials, or labor
The program will be first-come, first-served and will be available until funds are exhausted.

There are currently no disasters declared in the FHLB Dallas District.