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General FAQs

Have a question about the MPF Program? We can help! Start with our most frequently asked questions below. For more information, please contact us.

How do I report MPF on my call report?

The MPF Program and FHLB Dallas do not provide guidance regarding completion of your Call Report; we are not call report experts. However, Wilary Win. LLC has done extensive research on the MPF Program and can provide you with guidance on how to report including the MPF SSFA Calculator. You may also reach out to your regulator. Wilary Winn is in St. Paul, Minnesota.

What is this transaction on my DDA account?

When delivery commitment extension fees, pair off fees and MPF fundings are incurred by the PFI, the individual completing the process will receive an email confirmation from MPF. It is suggested that these emails be forwarded to the PFI’s accounting department, so they are aware of the transactions going through the general DDA account. Other fees that may need to be communicated to the accounting department would include custody fees and late investor reporting fees.

Are there reports that allow me to see MPF activity?

Reports for managing MPF activity are available within the eMPF website. Forms required for managing MPF authority updates are available on the microsite under the “Resources” tab.

Below you will find samples of some reports available in eMPF, as well as a description of these reports.
  • Pool detail report
  • Pool detail report definitions/field descriptions
  • MC detail report
  • MC detail report definitions/field descriptions
  • Active MC summary report
  • Active MC summary report definitions/field descriptions

These are not real time reports.

Can more than one funding occur on a single business day?

Yes, if more than one funding occurs on a single business day, entries will be combined on a single line item in a PFI’s primary DDA statement.

How do I reactivate my MPF activity?

Please contact your mortgage relationship manager to begin reactivation.

How do I reset my eMPF access?

  • If you have your user ID, and have forgotten your password, enter the user ID and then hit "Forgot Password."
  • If you have neither, please contact your sales manager by email at

What is credit enhancement (CE) and how is it paid?

MPF is a unique program where the member shares in a small amount of the risk on the mortgage loans sold into the MPF Traditional program. MPF pays the member a monthly fee (net credit enhancement fee A.K.A. CE Fee) for sharing in the loan risk for as long as the loan is on FHLBDM books. The MPF Microsite has an on-demand webinar under the Resource tab that provides an in-depth overview of how the risk sharing works.

When and how do I remit MPF traditional P&I?

  • As the borrower’s payments are collected the funds are held in the MPF P&I Custodial account (the DDA set up at your institution when you applied to the MPF Program).
  • PFI monitors the P&I custodial account daily
  • Any amount remaining in the account on the first day of the month following cut off (regardless of the balance) must also be transferred to the MPF A/A account
  • The MPF A/A account is set up exclusively for P&I remittances
  • Transfer funds by 10:00 a.m. (CT) on the next business day following receipt of the funds – the earlier the better
  • The MPF Servicing Guide says 2:00 p.m., but the best practice is 10:00 a.m. particularly when funds are sent via ACH
  • Non-compliance will result in assessment of penalty fees
  • You have three remittance options
    • Wire
    • Recurring ACH
    • o Transfer funds from one FHLB Dallas account to the account designated exclusively for P&I remittance
  • P&I remittances will accumulate at FHLB Dallas in a non-interest-bearing account
  • Once a month the account will be debited based on the reports submitted to and reconciled with the master servicer
  • Debits will occur on the 18th of each month or the prior business day if the 18th is a non-business day
  • Loan servicing traditional

When and how do I remit MPF Xtra P&I?

  • Remittance of MPF Xtra P&I Funds
  • Funds are to be remitted daily regardless of the dollar amount
  • By 10:00 a.m. (CT) on the next business day following receipt of the funds
  • The MPF Xtra Servicing Guide says 2:00 p.m., but the best practice is 10:00 a.m. particularly when funds are sent via ACH
  • P&I payments net of the servicing fee must be remitted to the P&I Custodial Account at the Federal Home Loan Bank of Chicago (FHLB Chicago)
  • This account is established for you; there is no action required on your part
  • FHLB Dallas will provide you the account information
  • Non-compliance will result in assessment of penalty fees
  • Remit daily regardless of the dollar amount collected
  • If a correction is required; adjust your next remittance
  • Remittance Options
    • ACH remittances to FHLB Chicago – highly recommended
    • Daily remittances are sent to the Chicago DDA via ACH transaction or via wire
    • Wire remittance to FHLB Chicago
  • FHLB Chicago Bank routing number – ABA 071004501
  • To DDA #0000XXXXX (9 digits)
  • Must contain check digit – check digit not displayed on eBanking Statement
  • Loan Servicing Xtra

Where can I find the online guides?

Visit and click on “Online Guides.”

Where do I register for allregs alerts?

Visit and click on “AllRegs Guides”. From there, click on “Email Subscriptions” and check the box, “I want to receive announcements and notifications about this site." Click “Update” to confirm your selection.

Who is the MPF master servicer?

Wells Fargo Corporate Trust. Wells Fargo performs various master servicing duties on the MPF Provider’s behalf in connection with the MPF Program.

Who is the MPF program custodian?

Wells Fargo Custody. Wells Fargo provides mortgage document custodial services for the MPF Program and its PFIs.

Who is the MPF provider?

FHLB Chicago serves as manager and provider of services to PFIs and MPF Banks in connection with the MPF Program.