The Member Liquidity Stress Assessment (MLSA) is a tool for Members of the Federal Home Loan Bank of Dallas (FHLBD) that file quarterly consolidated Reports of Condition and Income with the FFIEC. The MLSA is not designed to mimic or replicate the decision-making process at FHLBD related to collateral status, collateral availability or collateral value.
FHLBD’s internal processes for determining collateral status, collateral availability and collateral value contain numerous factors, including both subjective and objective factors not included in this tool. The MLSA is only able to provide a limited view of certain objective factors and therefore SHOULD NOT BE RELIED UPON BY THE MEMBER to make any business decision, financial or otherwise. If the Member desires information related to these areas that it may rely on, then they can reach out to their Member Sales representative to discuss options available to the Member.
The scenarios and valuations in the MLSA are derived using proprietary models, all of which are subject to change without notice. FHLBD does not undertake an obligation, and disclaims any duty, to update the MLSA. The data, scenarios and valuations provided in the MLSA are for informational purposes only and are provided as an accommodation and without charge and are not intended for further distribution by the Member.
The data, scenarios and valuations are estimates only and may not, and in fact are not intended to, represent the actual or indicative terms on which new or existing transactions could be entered into.
The scenarios and valuations in the MLSA are prepared without any prior information about your institution’s balance sheet composition, financial assumptions and plans, collateral quality or other key information any of which may affect the relevance of the valuations and scenarios provided.
FHLBD MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OR SUITABILITY OF ANY INFORMATION GENERATED OR PROVIDED BY THE MLSA. FHLBD MAKES NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE MLSA, WHETHER EXPRESS OR IMPLIED BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE, AND FHLBD SPECIFICALLY MAKES NO WARRANTY OF MERCHANTABILITY OR OF FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT WILL FHLBD HAVE ANY LIABILITY OR OTHER OBLIGATIONS ARISING OUT OF OR IN CONNECTION WITH A MEMBER’S USE OF THE MLSA REGARDLESS WHETHER SUCH CLAIM OR CLAIMS ARE BASED ON BREACH OF WARRANTY OR OTHER CONTRACT BREACH, NEGLIGENCE OR OTHER TORT OR ON ANY STRICT LIABILITY THEORY EVEN IF FHLBD HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES, LIABILTY OR OBLIGATIONS. IN NO EVENT SHALL FHLBD BE LIABLE FOR ANY SPECIAL, COLLATERAL, INDIRECT, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES IN CONNECTION WITH OR ARISING OUT OF THE USE OF THE MLSA, WHETHER ARISING OUT OF BREACH OF WARRANTY OR OTHER CONTRACT BREACH, NEGLIGENCE OR OTHER TORT, ANY STRICT LIABILITY THEORY OR OTHERWISE, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER OR NOT MEMBER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The information presented in the MLSA is not intended to constitute legal, accounting, investment or financial advice or the rendering of legal, accounting, consulting, or other professional services of any kind. You should consult with your accountants, counsel, financial representatives, consultants and/or other advisors regarding the extent any scenarios or valuations generated in the MLSA may be useful to your institution and with respect to any legal, tax, business and/or financial matters or questions.