Skip Navigation
  • August 04, 2021

Garland Veteran Receives $7K to Repair Aging Home
Veritex Community Bank and FHLB Dallas Award SNAP Funds

An Army veteran recently received help with repairs at his Garland, Texas, home.
GARLAND, TEXAS, August 4, 2021 — A $7,000 Special Needs Assistance Program (SNAP) subsidy from Veritex Community Bank and the Federal Home Loan Bank of Dallas (FHLB Dallas) funded the repair of Army veteran Robert Young’s home. The subsidy funded the addition of a new ramp as well as repairs to the existing siding of the home, windows and doors. It also provided funding for insulation throughout the house. 

Mr. Young served in the U.S. Army for 10 years and later worked for an entity that helped people with disabilities get jobs until he recently retired. He and his wife have lived in their home for 17 years. Built in 1944, the wood within the home began to rot and insulation issues made it hard to protect him and his wife from outside temperatures. 

Mr. Young learned about SNAP through an internet search for veterans and people with disabilities. He found the program online and applied through FHLB Dallas member Veritex Community Bank.

“I am so thankful. There are not strong enough words to express the gratitude I have for everything that was done,” said Mr. Young. “It has renewed my home for years to come.”

Through member institutions such as Veritex Community Bank, SNAP provides subsidies for the repair and rehabilitation of owner-occupied housing of eligible, special-needs individuals. The maximum SNAP award per household is $6,000 unless the member or another lender contributes $350 toward the rehabilitation costs and/or inspection fees. Then the maximum award per household is $7,000.

“SNAP has the ability to help veteran homeowners such as Mr. Young,” said Melanie Goodman, Community Reinvestment Act officer at Veritex Community Bank. “This program is crucial for our community.”

FHLB Dallas set aside $2.5 million of its 2021 Affordable Housing Program funds for SNAP, and all SNAP funds were allocated in January for the highly sought-after program. Last year, FHLB Dallas awarded $2.5 million in SNAP subsidies that assisted 421 families. Since the program’s 2009 inception, nearly $20.5 million in funding has been awarded across FHLB Dallas’ five-state District.

“Partners such as Veritex Community Bank make the SNAP subsidy a success,” said Greg Hettrick, first vice president and director of Community Investment at FHLB Dallas. “We are honored to keep working alongside member banks to provide such valuable programs.”

To learn more about SNAP, visit

About Veritex Community Bank
Veritex Community Bank is a mid-sized community bank serving its customers with a full suite of banking products and services. The bank has several conveniently located branch locations in Houston, Fort Worth and Dallas, Texas, with total assets of over $8 billion. The bank, headquartered in Dallas, Texas, specializes in providing depository and credit services to small- to mid-size businesses, which have been largely neglected by national banks. The name “Veritex” is derived from the Latin word “veritas,” meaning truth, and “Texas.”

About the Federal Home Loan Bank of Dallas
The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $58.6 billion as of June 30, 2021, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit our website at


Contact Information:

Corporate Communications
Federal Home Loan Bank of Dallas