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Community Support Standards

​Community Support Standards

Member financial institutions of the Federal Home Loan Bank of Dallas (FHLB Dallas) must adhere to community support standards established by the Federal Housing Finance Agency (FHFA) under 12 CFR part 1290. These standards take into account each member's performance under the Community Reinvestment Act (CRA) of 1977, and the member's record of lending to first-time homebuyers. To retain access to FHLB Dallas' long-term advances and to participate in FHLB Dallas' Affordable Housing Program (AHP) and Community Investment Cash Advance (CICA) program, members are required to document their community support activities by submitting a Community Support Statement (CSS) to the FHFA every two years.

To satisfy the community support standards, members subject to the CRA must meet both the CRA standard and the first-time homebuyer standard. Members not subject to CRA, including credit unions and insurance companies, must meet only the first-time homebuyer standard. By regulation, any member that does not meet a required standard (or fails to submit a CSS) may be restricted from accessing FHLB Dallas' long-term advances and participating in any of FHLB Dallas' AHP and Community Investment Cash Advance (CICA) programs, or placed on probation until that member is able to meet the standards.

Starting April 1, 2017, each member that is subject to community support review will be required to use an online form to submit to FHFA a completed Community Support Statement, executed by an appropriate senior officer of the member. The online form must be submitted to the FHFA on or before December 31, 2017.

Public Comments

In reviewing a member for community support compliance, the FHFA will consider any public comments it has received.  Therefore, the Bank's Advisory Council, nonprofit housing developers, community groups and other interested parties in the Dallas district are encouraged to submit public comments on the community support performance of FHLB Dallas' members. 

To ensure consideration by the FHFA, comments concerning the community support performance of members must be submitted to the FHFA, either by electronic mail at or by fax to 202.649.4308, on or before March 31, 2017.

View the list of FHLB Dallas members subject to the December 31, 2017 community support review.

FHLBanks’ Mission

FHLBanks’ mission is to provide reliable liquidity to member institutions to support housing finance and community investment.

More Information

If you have questions or need assistance completing the Community Support Standards, please contact Michelle Purnell or  your Member Sales Officer at 800.442.9841.