- March 30, 2023
- Greg Hettrick
FHLB Dallas Provides HAVEN for Military Families
It’s a fitting backdrop to talk about FHLB Dallas' community investment program that assists qualifying disabled military veterans and their families, including Gold Star Families. This program is called Housing Assistance for Veterans, or HAVEN, for short.

Mrs. Niswonger has a unique vantage point for serving military veterans and their families. We have also had a number of other members in our five-state District of Arkansas, Louisiana, Mississippi, New Mexico and Texas, that have served veterans and their families through HAVEN.
Increased Funding per Individual or Family
For 2023, we have increased the individual amount that a qualified applicant can receive to $15,000, up from $10,000. We administer this program through our members and not directly with the public. We’d like to encourage military veterans and their families interested in applying for HAVEN funds to apply through an FHLB Dallas member. You can search for an FHLB Dallas member that participates in HAVEN here.
Expanded Uses for HAVEN
We made an additional change to HAVEN last summer by introducing a pilot program in which we expanded how HAVEN funds could be used. They previously had been limited to home repairs of qualified veterans and Gold Star Families and to offset the cost of new construction. The pilot offering allows HAVEN funds to be used for down payment and closing costs for home purchases.
With rising mortgage rates and the high cost of housing straining family budgets across our region, we are confident the HAVEN program can be a valuable resource for military families struggling to afford a down payment.

Feel free to reach out to us at ahp@fhlb.com with questions.
We are thankful for all of our members who are helping us spread the word. Mrs. Niswonger tells me that FNBT’s positive experience with its first HAVEN grant back in 2021 convinced the institution to spread the word about it to others. Being at Fort Hood, she adds, “provides an opportunity for outreach of a program we strongly believe in.”
This program isn’t possible without the participation of FHLB Dallas members, and we are thankful our members have taken an interest in HAVEN.
Greg Hettrick is senior vice president and director of Community Investment at FHLB Dallas.