• May 21, 2026
• Bulletin No: 2026-09

To ensure fairness and consistency across our cooperative, the Federal Home Loan Bank of Dallas (Bank) is changing how late-day incoming wires are handled. Due to limitations on the Bank’s ability to invest funds received late in the business day, the Bank will assess a fee on any wire greater than $100,000 that is received after 4:00 p.m. CT.

This fee will be applied regardless of the purpose of the incoming wire, including wires intended to pay off maturing advances on the same day.

Beginning June 21, 2026, the late incoming wire fee will be calculated as follows:

Late Incoming Wire Fee = Wire Amount × Daily DDA Rate × Number of Calendar Days Until the Next Business Day.

This approach ensures that all members benefit equitably from the Bank’s cooperative structure and that the cost of late-day funds is allocated consistently. Our goal is to maintain transparency and set clear expectations so members can plan funding activity accordingly.

Our Banking Operations team is available at processingandreview@fhlb.com or 214.441.8010 to answer questions or to assist you.

Sincerely,

Gustavo Molina
EVP and Chief Banking and Digital Transformation Officer