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Press Releases


December 1, 2017


Corporate Communications
Federal Home Loan Bank of Dallas
(214) 441-8445

SNAP Grant Replaces Leaky Roof for Retired HousekeeperReddic_SNAP_WEB.jpg

Southside Bank and FHLB Dallas Provided Funds for Repairs

TYLER, TEXAS, December 1, 2017 — Amy Lee Reddic was running out of ways to keep the water out of her 80-year-old Tyler, Texas, home. Newspaper and floor tiles were her go-to method for keeping the rain water out of her den.

Thanks to a $4,485 Special Needs Assistance Program (SNAP) grant from Southside Bank and the Federal Home Loan Bank of Dallas (FHLB Dallas), she has been able to replace her roof.

"I don't have to worry about it raining in my house anymore," said Ms. Reddic. "I am so thankful for this grant."

SNAP grants assist income-qualified, special-needs homeowners with necessary home repairs and modifications. The grants are awarded by FHLB Dallas through participating member institutions, such as Southside Bank.

"SNAP helps the aging residents of our community by providing critical repairs to homes," said Southside Bank Vice President and CRA Officer Brooke Mott. "We are grateful for partnerships with organizations such as FHLB Dallas that allow us to strengthen the communities we serve."

Since SNAP's inception in 2009, more than $11.6 million has been awarded in grants through FHLB Dallas member institutions to assist more than 2,300 families across FHLB Dallas' five-state District of Arkansas, Louisiana, Mississippi, New Mexico and Texas. In 2016, FHLB Dallas awarded nearly $1 million in SNAP grants that assisted 205 families. The $1.5 million in 2017 SNAP funding, made available in January on a first-come, first-served basis, has been exhausted.

"Many residents are on a fixed income and cannot afford critical repairs such as roof replacement," said Greg Hettrick, first vice president and director of Community Investment at FHLB Dallas. "It's important for community banks to make these funds available to residents who need them."     

Southside Bank has utilized SNAP in partnership with FHLB Dallas since 2011. Since then, they have assisted 28 households by awarding $162,682 in SNAP grants.

To learn more about SNAP, visit

About Southside Bank

Southside Bancshares, Inc., the holding company for Southside Bank, is headquartered in Tyler, Texas. With approximately $5.6 billion in assets, Southside Bank operates 57 banking facilities in East, North and Central Texas. The bank also operates a network of 71 local ATMs/ITMs, and is affiliated with more than 55,000 foreign ATMs worldwide.

Established in 1960, Southside Bank is a community-focused financial institution that offers a full range of financial services to individuals, businesses and nonprofit organizations. These services include: consumer and commercial loans; mortgages; loans to municipalities; personal, small business and commercial deposit accounts; safe deposit boxes; business services; credit cards; ATMs; trust and wealth management; brokerage services; and an array of online and mobile services.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $66.4 billion as of September 30, 2017, is a member-owned cooperative that supports housing and community investment by providing competitively priced loans and other credit products to approximately 840 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit