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December 20, 2016

Corporate Communications
Federal Home Loan Bank of Dallas
(214) 441-8445

Housing Nonprofit Receives $16K Grant from Ennis State Bank and FHLB Dallas

Grant Marks Second Award Since 2014

RELEASE PHOTO WEB - A-CROSS - Ennis State Bank - PGP - TX.jpgENNIS, TEXAS, December 20, 2016 — A Christian Response of Shelter and Service (A-CROSS) received a $16,000 Partnership Grant Program (PGP) award today from Ennis State Bank and the Federal Home Loan Bank of Dallas (FHLB Dallas). A-CROSS will use the funds to offset costs of providing temporary housing to Ennis, Texas, residents in emergency situations. The grant brings the nonprofit's total awards to $36,000 since 2014.

"The work of A-CROSS truly speaks to the spirit of Ennis and its wonderful people," said Congressman Joe Barton (R-TX). "When an individual or family falls on hard times, they have a safe place to go through A-CROSS and the temporary housing they provide. With this generous grant from FHLB Dallas and Ennis State Bank, this important work will continue in 2017."

Ennis, located 35 miles south of Dallas, is home to more than 18,000 people, according to 2010 Census figures.

"A-CROSS has touched the lives of our citizens at times when they face serious challenges," said Ennis Mayor Angeline Juenemann. "This committed group of caring individuals shows what compassion can accomplish in cooperation with partners like Ennis State Bank and the Federal Home Loan Bank of Dallas."

Through the PGP, member institutions contribute $500 up to $4,000 to a community-based organization (CBO). FHLB Dallas matches the contributions at a 3:1 ratio, which provide up to $12,000 in grant money to a CBO.

"Our entire community benefits from the work of A-CROSS," said Julie Pierce, Ennis State Bank chief financial officer and A-CROSS board member. "We have helped hundreds of people since the nonprofit was founded in 1993, and the need for our work continues, so thank you, FHLB Dallas for your ongoing support."

The average stay in A-CROSS temporary housing is six months. Many of the people assisted by A-CROSS also are helped with education and job counseling. When they land jobs, a portion of the pay is set aside to be used later as a deposit on an apartment or home, Ms. Pierce explained.

In 2016, FHLB Dallas awarded $225,000 in PGP funds to assist 23 CBOs. Combined with the $96,200 from member institutions, a total of $321,200 was awarded this year.

"Nonprofits face significant challenges in their mission to serve those in need," said Greg Hettrick, first vice president and director of Community Investment at FHLB Dallas. "The Partnership Grant Program was established to support local service agencies through our member institutions, like Ennis State Bank, a valued partner with us and their community."

About Ennis State Bank

Since 1933, Ennis State Bank has been servicing the residents and businesses of Ellis County. Our traditional philosophies of customer service, sound advice and a strong dedication to our community differentiate us from other banks. In 2012, we decided to bring this level of service to the Design District in Dallas and opened our branch location, Trinity Capital Bank. This year, we opened our doors to its second branch in Sunnyvale, Texas. To service your mortgage needs, we have ESB Mortgage, where our dedicated lending specialists are known for their honest pricing, excellent customer service, and competitive rates. For more information, please visit or

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $58.4 billion as of September 30, 2016, is a member-owned cooperative that supports housing and community development by providing competitively priced advances and other credit products to approximately 850 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico, and Texas. For more information, visit