Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
05/02/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.250 2.350 0.000 2.250
2 Mo + 1 day thru 3 Mo n/a 2.250 2.350 0.000 2.250
3 Mo + 1 day thru 6 Mo 2.400 2.450 2.550 0.000 2.450
6 Mo + 1 day thru 1 Yr 2.850 2.900 3.000 0.000 2.900
1yr thru 1.5yr 2.911 3.051 3.151 -0.048 3.099
1.5yr thru 2yr 3.251 3.391 3.491 0.116 3.275
2yr thru 2.5yr 3.390 3.540 3.640 0.117 3.423
2.5yr thru 3yr 3.528 3.678 3.778 0.117 3.561
3yr thru 4yr 3.776 3.926 4.026 0.110 3.816
4yr thru 5yr 3.943 4.093 4.193 0.108 3.985
5yr thru 6yr 4.166 4.316 4.416 0.095 4.221
6yr thru 7yr 4.298 4.448 4.548 0.080 4.368
7yr thru 8yr 4.394 4.544 4.644 0.076 4.468
8yr thru 9yr 4.474 4.624 4.724 0.062 4.562
9yr thru 10yr 4.543 4.693 4.793 0.042 4.651
10 yr thru 11 yr 4.610 4.760 4.860 0.054 4.706
11yr thru 12yr 4.676 4.826 4.926 0.045 4.781
12yr thru 13yr 4.729 4.879 4.979 0.058 4.821
13yr thru 14yr 4.784 4.934 5.034 0.063 4.871
14yr thru 15yr 4.805 4.955 5.055 0.031 4.924
19yr thru 20yr 4.908 5.058 5.158 0.022 5.036

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
05/02/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.814n/an/an/an/a
10 Year4.0094.2804.397n/an/a
15 Year4.0484.3644.5644.700n/a
20 Year4.0644.3964.6184.8244.870
30 Year4.0794.4234.6594.9014.990
Standard Amortizing
05/02/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.915n/an/an/an/a
10 Year4.1104.3804.497n/an/a
15 Year4.1484.4644.6654.801n/a
20 Year4.1654.4974.7194.9254.971
30 Year4.1794.5234.7595.0025.091
CIP/EDP Amortizing
05/02/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.666n/an/an/an/an/a
10 Year3.8604.1294.246n/an/an/a
15 Year3.8984.2134.4134.549n/an/a
20 Year3.9144.2464.4674.6734.718n/a
30 Year3.9284.2734.5084.7504.8394.871

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
05/02/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8380.1402.8300.060
2yr thru 3yr2.8280.1302.8400.070
3yr thru 5yr2.8580.1602.8700.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9380.2402.9300.160
2yr thru 3yr2.9280.2302.9400.170
3yr thru 5yr2.9580.2602.9700.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6980.0002.690-0.080
2yr thru 3yr2.6980.0002.710-0.060
3yr thru 5yr2.7080.0102.720-0.050
Prepayable Term LIBOR Floaters
05/02/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9380.2402.9300.160
2yr thru 3yr2.9280.2302.9400.170
3yr thru 5yr2.9580.2602.9700.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0380.3403.0300.260
2yr thru 3yr3.0280.3303.0400.270
3yr thru 5yr3.0580.3603.0700.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7980.1002.7900.020
2yr thru 3yr2.7980.1002.8100.040
3yr thru 5yr2.8080.1102.8200.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
05/02/2008
FF OPEN 2.190
Standby Line of Credit 2.490
Overnight Liquidity(OLA) 2.640
DDA (as of 05/01/2008) 2.067

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.240 n/an/a
SecureConnect Max FLTR 2.240 n/an/a
SecureConnect Saver O/N 2.240 2.2902.340
DNA 7 days 2.120 2.1702.220
DNA 14 days 2.120 2.1702.220
DNA 21 days 2.120 2.1702.220
DNA 28 days 2.120 2.1702.220
Standard 8 AM9 AM1 PM
WLA O/N 2.340 2.3902.440
WLA 2-7 days 2.220 2.2702.320
WLA 8-14 days 2.220 2.2702.320
WLA 15-21 days 2.220 2.2702.320
WLA 22-35 days 2.220 2.2702.320