Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
05/12/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.300 2.400 0.000 2.300
2 Mo + 1 day thru 3 Mo n/a 2.330 2.430 -0.020 2.350
3 Mo + 1 day thru 6 Mo 2.400 2.450 2.550 -0.050 2.500
6 Mo + 1 day thru 1 Yr 2.650 2.700 2.800 0.000 2.700
1yr thru 1.5yr 2.908 3.048 3.148 0.079 2.969
1.5yr thru 2yr 3.051 3.191 3.291 0.058 3.133
2yr thru 2.5yr 3.197 3.347 3.447 0.057 3.290
2.5yr thru 3yr 3.343 3.493 3.593 0.056 3.437
3yr thru 4yr 3.615 3.765 3.865 0.048 3.717
4yr thru 5yr 3.803 3.953 4.053 0.041 3.912
5yr thru 6yr 3.960 4.110 4.210 0.030 4.080
6yr thru 7yr 4.120 4.270 4.370 0.027 4.243
7yr thru 8yr 4.243 4.393 4.493 0.029 4.364
8yr thru 9yr 4.345 4.495 4.595 0.026 4.469
9yr thru 10yr 4.437 4.587 4.687 0.017 4.570
10 yr thru 11 yr 4.504 4.654 4.754 0.019 4.635
11yr thru 12yr 4.572 4.722 4.822 0.015 4.707
12yr thru 13yr 4.622 4.772 4.872 0.015 4.757
13yr thru 14yr 4.669 4.819 4.919 0.012 4.807
14yr thru 15yr 4.715 4.865 4.965 0.011 4.854
19yr thru 20yr 4.827 4.977 5.077 0.012 4.965

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
05/12/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.664n/an/an/an/a
10 Year3.8664.1044.249n/an/a
15 Year3.9064.1874.4394.579n/a
20 Year3.9234.2184.5014.7184.767
30 Year3.9384.2454.5474.8044.901
Standard Amortizing
05/12/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.764n/an/an/an/a
10 Year3.9664.2054.350n/an/a
15 Year4.0064.2874.5404.680n/a
20 Year4.0234.3194.6014.8194.869
30 Year4.0384.3454.6484.9055.002
CIP/EDP Amortizing
05/12/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.515n/an/an/an/an/a
10 Year3.7163.9544.098n/an/an/a
15 Year3.7564.0364.2884.427n/an/a
20 Year3.7734.0684.3504.5664.616n/a
30 Year3.7874.0944.3974.6534.7504.790

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
05/12/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6690.1402.7380.060
2yr thru 3yr2.6590.1302.7480.070
3yr thru 5yr2.6890.1602.7780.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7690.2402.8380.160
2yr thru 3yr2.7590.2302.8480.170
3yr thru 5yr2.7890.2602.8780.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5290.0002.598-0.080
2yr thru 3yr2.5290.0002.618-0.060
3yr thru 5yr2.5390.0102.628-0.050
Prepayable Term LIBOR Floaters
05/12/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7690.2402.8380.160
2yr thru 3yr2.7590.2302.8480.170
3yr thru 5yr2.7890.2602.8780.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8690.3402.9380.260
2yr thru 3yr2.8590.3302.9480.270
3yr thru 5yr2.8890.3602.9780.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6290.1002.6980.020
2yr thru 3yr2.6290.1002.7180.040
3yr thru 5yr2.6390.1102.7280.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
05/12/2008
FF OPEN 2.030
Standby Line of Credit 2.330
Overnight Liquidity(OLA) 2.480
DDA (as of 05/09/2008) 1.891

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.080 n/an/a
SecureConnect Max FLTR 2.080 n/an/a
SecureConnect Saver O/N 2.080 2.1302.180
DNA 7 days 2.280 2.3302.380
DNA 14 days 2.250 2.3002.350
DNA 21 days 2.220 2.2702.320
DNA 28 days 2.220 2.2702.320
Standard 8 AM9 AM1 PM
WLA O/N 2.180 2.2302.280
WLA 2-7 days 2.380 2.4302.480
WLA 8-14 days 2.350 2.4002.450
WLA 15-21 days 2.320 2.3702.420
WLA 22-35 days 2.320 2.3702.420