Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
05/01/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.250 2.350 0.000 2.250
2 Mo + 1 day thru 3 Mo n/a 2.250 2.350 -0.050 2.300
3 Mo + 1 day thru 6 Mo 2.400 2.450 2.550 0.000 2.450
6 Mo + 1 day thru 1 Yr 2.850 2.900 3.000 0.150 2.750
1yr thru 1.5yr 2.959 3.099 3.199 -0.064 3.163
1.5yr thru 2yr 3.135 3.275 3.375 -0.038 3.313
2yr thru 2.5yr 3.273 3.423 3.523 -0.037 3.460
2.5yr thru 3yr 3.411 3.561 3.661 -0.036 3.597
3yr thru 4yr 3.666 3.816 3.916 -0.035 3.851
4yr thru 5yr 3.835 3.985 4.085 -0.041 4.026
5yr thru 6yr 4.071 4.221 4.321 -0.053 4.274
6yr thru 7yr 4.218 4.368 4.468 -0.047 4.415
7yr thru 8yr 4.318 4.468 4.568 -0.057 4.525
8yr thru 9yr 4.412 4.562 4.662 -0.054 4.616
9yr thru 10yr 4.501 4.651 4.751 -0.041 4.692
10 yr thru 11 yr 4.556 4.706 4.806 -0.058 4.764
11yr thru 12yr 4.631 4.781 4.881 -0.043 4.824
12yr thru 13yr 4.671 4.821 4.921 -0.060 4.881
13yr thru 14yr 4.721 4.871 4.971 -0.055 4.926
14yr thru 15yr 4.774 4.924 5.024 -0.037 4.961
19yr thru 20yr 4.886 5.036 5.136 -0.038 5.074

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
05/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.715n/an/an/an/a
10 Year3.9044.1934.322n/an/a
15 Year3.9414.2804.5084.641n/a
20 Year3.9574.3144.5674.7794.828
30 Year3.9714.3424.6134.8644.961
Standard Amortizing
05/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.815n/an/an/an/a
10 Year4.0044.2934.423n/an/a
15 Year4.0414.3814.6094.742n/a
20 Year4.0574.4144.6684.8804.929
30 Year4.0714.4424.7134.9655.062
CIP/EDP Amortizing
05/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.566n/an/an/an/an/a
10 Year3.7544.0424.171n/an/an/a
15 Year3.7914.1294.3574.489n/an/a
20 Year3.8074.1634.4164.6274.677n/a
30 Year3.8214.1914.4624.7134.8104.851

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
05/01/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8640.1402.8440.060
2yr thru 3yr2.8540.1302.8540.070
3yr thru 5yr2.8840.1602.8840.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9640.2402.9440.160
2yr thru 3yr2.9540.2302.9540.170
3yr thru 5yr2.9840.2602.9840.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7240.0002.704-0.080
2yr thru 3yr2.7240.0002.724-0.060
3yr thru 5yr2.7340.0102.734-0.050
Prepayable Term LIBOR Floaters
05/01/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9640.2402.9440.160
2yr thru 3yr2.9540.2302.9540.170
3yr thru 5yr2.9840.2602.9840.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0640.3403.0440.260
2yr thru 3yr3.0540.3303.0540.270
3yr thru 5yr3.0840.3603.0840.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8240.1002.8040.020
2yr thru 3yr2.8240.1002.8240.040
3yr thru 5yr2.8340.1102.8340.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
05/01/2008
FF OPEN 2.250
Standby Line of Credit 2.550
Overnight Liquidity(OLA) 2.700
DDA (as of 04/30/2008) 2.272

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.300 n/an/a
SecureConnect Max FLTR 2.300 n/an/a
SecureConnect Saver O/N 2.300 2.3502.400
DNA 7 days 2.100 2.1502.200
DNA 14 days 2.050 2.1002.150
DNA 21 days 2.000 2.0502.100
DNA 28 days 2.050 2.1002.150
Standard 8 AM9 AM1 PM
WLA O/N 2.400 2.4502.500
WLA 2-7 days 2.200 2.2502.300
WLA 8-14 days 2.150 2.2002.250
WLA 15-21 days 2.100 2.1502.200
WLA 22-35 days 2.150 2.2002.250