Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
03/14/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.400 2.500 -0.100 2.500
2 Mo + 1 day thru 3 Mo n/a 2.350 2.450 -0.150 2.500
3 Mo + 1 day thru 6 Mo 2.250 2.300 2.400 -0.100 2.400
6 Mo + 1 day thru 1 Yr 2.150 2.200 2.300 -0.100 2.300
1yr thru 1.5yr 2.343 2.483 2.583 -0.039 2.522
1.5yr thru 2yr 2.439 2.579 2.679 -0.068 2.647
2yr thru 2.5yr 2.590 2.740 2.840 -0.078 2.818
2.5yr thru 3yr 2.741 2.891 2.991 -0.087 2.978
3yr thru 4yr 3.087 3.237 3.337 -0.105 3.342
4yr thru 5yr 3.350 3.500 3.600 -0.109 3.609
5yr thru 6yr 3.673 3.823 3.923 -0.115 3.938
6yr thru 7yr 3.872 4.022 4.122 -0.105 4.127
7yr thru 8yr 4.042 4.192 4.292 -0.107 4.299
8yr thru 9yr 4.190 4.340 4.440 -0.104 4.444
9yr thru 10yr 4.309 4.459 4.559 -0.107 4.566
10 yr thru 11 yr 4.419 4.569 4.669 -0.092 4.661
11yr thru 12yr 4.505 4.655 4.755 -0.091 4.746
12yr thru 13yr 4.573 4.723 4.823 -0.108 4.831
13yr thru 14yr 4.634 4.784 4.884 -0.107 4.891
14yr thru 15yr 4.686 4.836 4.936 -0.089 4.925
19yr thru 20yr 4.834 4.984 5.084 -0.085 5.069

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
03/14/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.147n/an/an/an/a
10 Year3.3923.7843.986n/an/a
15 Year3.4413.9024.2524.448n/a
20 Year3.4623.9474.3374.6364.702
30 Year3.4803.9854.4034.7534.882
Standard Amortizing
03/14/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.248n/an/an/an/a
10 Year3.4933.8854.087n/an/a
15 Year3.5424.0024.3534.549n/a
20 Year3.5624.0484.4384.7384.804
30 Year3.5804.0854.5044.8544.983
CIP/EDP Amortizing
03/14/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year2.999n/an/an/an/an/a
10 Year3.2423.6333.834n/an/an/a
15 Year3.2913.7514.1004.295n/an/a
20 Year3.3113.7964.1864.4844.550n/a
30 Year3.3303.8344.2514.6014.7304.780

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
03/14/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8450.0702.8040.040
2yr thru 3yr2.8550.0802.8140.050
3yr thru 5yr2.8850.1102.8440.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9450.1702.9040.140
2yr thru 3yr2.9550.1802.9140.150
3yr thru 5yr2.9850.2102.9440.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.705-0.0702.664-0.100
2yr thru 3yr2.725-0.0502.684-0.080
3yr thru 5yr2.735-0.0402.694-0.070
Prepayable Term LIBOR Floaters
03/14/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9450.1702.9040.140
2yr thru 3yr2.9550.1802.9140.150
3yr thru 5yr2.9850.2102.9440.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0450.2703.0040.240
2yr thru 3yr3.0550.2803.0140.250
3yr thru 5yr3.0850.3103.0440.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8050.0302.7640.000
2yr thru 3yr2.8250.0502.7840.020
3yr thru 5yr2.8350.0602.7940.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
03/14/2008
FF OPEN 3.000
Standby Line of Credit 3.300
Overnight Liquidity(OLA) 3.450
DDA (as of 03/13/2008) 2.799

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.050 n/an/a
SecureConnect Max FLTR 3.050 n/an/a
SecureConnect Saver O/N 3.050 3.1003.150
DNA 7 days 2.420 2.4702.520
DNA 14 days 2.420 2.4702.520
DNA 21 days 2.370 2.4202.470
DNA 28 days 2.370 2.4202.470
Standard 8 AM9 AM1 PM
WLA O/N 3.150 3.2003.250
WLA 2-7 days 2.520 2.5702.620
WLA 8-14 days 2.520 2.5702.620
WLA 15-21 days 2.470 2.5202.570
WLA 22-35 days 2.470 2.5202.570