Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
03/13/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.500 2.600 -0.050 2.550
2 Mo + 1 day thru 3 Mo n/a 2.500 2.600 0.000 2.500
3 Mo + 1 day thru 6 Mo 2.350 2.400 2.500 0.000 2.400
6 Mo + 1 day thru 1 Yr 2.250 2.300 2.400 -0.050 2.350
1yr thru 1.5yr 2.382 2.522 2.622 -0.030 2.552
1.5yr thru 2yr 2.507 2.647 2.747 -0.003 2.650
2yr thru 2.5yr 2.668 2.818 2.918 0.006 2.812
2.5yr thru 3yr 2.828 2.978 3.078 0.014 2.964
3yr thru 4yr 3.192 3.342 3.442 0.039 3.303
4yr thru 5yr 3.459 3.609 3.709 0.045 3.564
5yr thru 6yr 3.788 3.938 4.038 0.061 3.877
6yr thru 7yr 3.977 4.127 4.227 0.060 4.067
7yr thru 8yr 4.149 4.299 4.399 0.066 4.233
8yr thru 9yr 4.294 4.444 4.544 0.073 4.371
9yr thru 10yr 4.416 4.566 4.666 0.074 4.492
10 yr thru 11 yr 4.511 4.661 4.761 0.079 4.582
11yr thru 12yr 4.596 4.746 4.846 0.071 4.675
12yr thru 13yr 4.681 4.831 4.931 0.089 4.742
13yr thru 14yr 4.741 4.891 4.991 0.089 4.802
14yr thru 15yr 4.775 4.925 5.025 0.069 4.856
19yr thru 20yr 4.919 5.069 5.169 0.066 5.003

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
03/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.241n/an/an/an/a
10 Year3.4973.8884.091n/an/a
15 Year3.5484.0064.3594.549n/a
20 Year3.5694.0524.4454.7324.797
30 Year3.5894.0904.5104.8454.971
Standard Amortizing
03/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.341n/an/an/an/a
10 Year3.5973.9894.192n/an/a
15 Year3.6484.1074.4604.651n/a
20 Year3.6704.1534.5464.8344.898
30 Year3.6894.1914.6114.9475.072
CIP/EDP Amortizing
03/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.092n/an/an/an/an/a
10 Year3.3473.7383.940n/an/an/a
15 Year3.3983.8564.2074.397n/an/a
20 Year3.4193.9014.2934.5804.644n/a
30 Year3.4383.9394.3594.6944.8194.868

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
03/13/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8880.0702.8400.040
2yr thru 3yr2.8980.0802.8500.050
3yr thru 5yr2.9280.1102.8800.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9880.1702.9400.140
2yr thru 3yr2.9980.1802.9500.150
3yr thru 5yr3.0280.2102.9800.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.748-0.0702.700-0.100
2yr thru 3yr2.768-0.0502.720-0.080
3yr thru 5yr2.778-0.0402.730-0.070
Prepayable Term LIBOR Floaters
03/13/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9880.1702.9400.140
2yr thru 3yr2.9980.1802.9500.150
3yr thru 5yr3.0280.2102.9800.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0880.2703.0400.240
2yr thru 3yr3.0980.2803.0500.250
3yr thru 5yr3.1280.3103.0800.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8480.0302.8000.000
2yr thru 3yr2.8680.0502.8200.020
3yr thru 5yr2.8780.0602.8300.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
03/13/2008
FF OPEN 3.000
Standby Line of Credit 3.300
Overnight Liquidity(OLA) 3.450
DDA (as of 03/12/2008) 2.751

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.050 n/an/a
SecureConnect Max FLTR 3.050 n/an/a
SecureConnect Saver O/N 3.050 3.1003.150
DNA 7 days 2.800 2.8502.900
DNA 14 days 2.600 2.6502.700
DNA 21 days 2.500 2.5502.600
DNA 28 days 2.500 2.5502.600
Standard 8 AM9 AM1 PM
WLA O/N 3.150 3.2003.250
WLA 2-7 days 2.900 2.9503.000
WLA 8-14 days 2.700 2.7502.800
WLA 15-21 days 2.600 2.6502.700
WLA 22-35 days 2.600 2.6502.700