Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
07/07/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.450 2.550 -0.050 2.500
2 Mo + 1 day thru 3 Mo n/a 2.550 2.650 -0.050 2.600
3 Mo + 1 day thru 6 Mo 2.700 2.750 2.850 -0.050 2.800
6 Mo + 1 day thru 1 Yr 2.950 3.000 3.100 -0.100 3.100
1yr thru 1.5yr 3.290 3.430 3.530 0.005 3.425
1.5yr thru 2yr 3.502 3.642 3.742 -0.013 3.655
2yr thru 2.5yr 3.683 3.833 3.933 -0.007 3.840
2.5yr thru 3yr 3.864 4.014 4.114 0.000 4.014
3yr thru 4yr 4.126 4.276 4.376 0.008 4.268
4yr thru 5yr 4.280 4.430 4.530 0.018 4.412
5yr thru 6yr 4.450 4.600 4.700 0.014 4.586
6yr thru 7yr 4.589 4.739 4.839 0.025 4.714
7yr thru 8yr 4.676 4.826 4.926 0.026 4.800
8yr thru 9yr 4.753 4.903 5.003 0.028 4.875
9yr thru 10yr 4.825 4.975 5.075 0.041 4.934
10 yr thru 11 yr 4.862 5.012 5.112 0.028 4.984
11yr thru 12yr 4.921 5.071 5.171 0.044 5.027
12yr thru 13yr 4.951 5.101 5.201 0.042 5.059
13yr thru 14yr 4.982 5.132 5.232 0.043 5.089
14yr thru 15yr 5.017 5.167 5.267 0.049 5.118
19yr thru 20yr 5.094 5.244 5.344 0.052 5.192

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
07/07/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year4.146n/an/an/an/a
10 Year4.3464.5814.692n/an/a
15 Year4.3854.6614.8534.952n/a
20 Year4.4024.6914.9055.0575.093
30 Year4.4164.7164.9445.1225.190
Standard Amortizing
07/07/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year4.246n/an/an/an/a
10 Year4.4464.6824.793n/an/a
15 Year4.4854.7614.9545.052n/a
20 Year4.5024.7925.0055.1585.193
30 Year4.5164.8175.0445.2235.291
CIP/EDP Amortizing
07/07/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.997n/an/an/an/an/a
10 Year4.1964.4314.541n/an/an/a
15 Year4.2354.5104.7024.800n/an/a
20 Year4.2514.5414.7544.9064.941n/a
30 Year4.2664.5664.7934.9725.0395.066

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
07/07/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6010.1402.8510.060
2yr thru 3yr2.5910.1302.8610.070
3yr thru 5yr2.6210.1602.8910.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7010.2402.9510.160
2yr thru 3yr2.6910.2302.9610.170
3yr thru 5yr2.7210.2602.9910.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.4610.0002.711-0.080
2yr thru 3yr2.4610.0002.731-0.060
3yr thru 5yr2.4710.0102.741-0.050
Prepayable Term LIBOR Floaters
07/07/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7010.2402.9510.160
2yr thru 3yr2.6910.2302.9610.170
3yr thru 5yr2.7210.2602.9910.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8010.3403.0510.260
2yr thru 3yr2.7910.3303.0610.270
3yr thru 5yr2.8210.3603.0910.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5610.1002.8110.020
2yr thru 3yr2.5610.1002.8310.040
3yr thru 5yr2.5710.1102.8410.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
07/07/2008
FF OPEN 2.250
Standby Line of Credit 2.550
Overnight Liquidity(OLA) 2.700
DDA (as of 07/03/2008) 1.808

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.300 n/an/a
SecureConnect Max FLTR 2.300 n/an/a
SecureConnect Saver O/N 2.300 2.3502.400
DNA 7 days 2.270 2.3202.370
DNA 14 days 2.250 2.3002.350
DNA 21 days 2.230 2.2802.330
DNA 28 days 2.230 2.2802.330
Standard 8 AM9 AM1 PM
WLA O/N 2.400 2.4502.500
WLA 2-7 days 2.370 2.4202.470
WLA 8-14 days 2.350 2.4002.450
WLA 15-21 days 2.330 2.3802.430
WLA 22-35 days 2.330 2.3802.430