Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
07/16/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.550 2.650 0.050 2.500
2 Mo + 1 day thru 3 Mo n/a 2.600 2.700 0.050 2.550
3 Mo + 1 day thru 6 Mo 2.800 2.850 2.950 0.050 2.800
6 Mo + 1 day thru 1 Yr 3.050 3.100 3.200 0.050 3.050
1yr thru 1.5yr 3.108 3.248 3.348 -0.003 3.251
1.5yr thru 2yr 3.328 3.468 3.568 0.031 3.437
2yr thru 2.5yr 3.507 3.657 3.757 0.044 3.613
2.5yr thru 3yr 3.685 3.835 3.935 0.057 3.778
3yr thru 4yr 3.947 4.097 4.197 0.068 4.029
4yr thru 5yr 4.117 4.267 4.367 0.070 4.197
5yr thru 6yr 4.311 4.461 4.561 0.085 4.376
6yr thru 7yr 4.458 4.608 4.708 0.089 4.519
7yr thru 8yr 4.562 4.712 4.812 0.105 4.607
8yr thru 9yr 4.640 4.790 4.890 0.098 4.692
9yr thru 10yr 4.719 4.869 4.969 0.103 4.766
10 yr thru 11 yr 4.775 4.925 5.025 0.105 4.820
11yr thru 12yr 4.826 4.976 5.076 0.109 4.867
12yr thru 13yr 4.857 5.007 5.107 0.112 4.895
13yr thru 14yr 4.892 5.042 5.142 0.112 4.930
14yr thru 15yr 4.938 5.088 5.188 0.113 4.975
19yr thru 20yr 5.031 5.181 5.281 0.127 5.054

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
07/16/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.975n/an/an/an/a
10 Year4.1804.4394.562n/an/a
15 Year4.2204.5244.7364.847n/a
20 Year4.2374.5564.7924.9655.007
30 Year4.2524.5834.8345.0385.119
Standard Amortizing
07/16/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year4.076n/an/an/an/a
10 Year4.2804.5404.663n/an/a
15 Year4.3214.6244.8374.948n/a
20 Year4.3384.6574.8935.0665.108
30 Year4.3534.6844.9355.1385.219
CIP/EDP Amortizing
07/16/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.827n/an/an/an/an/a
10 Year4.0304.2894.411n/an/an/a
15 Year4.0704.3734.5854.696n/an/a
20 Year4.0874.4064.6414.8144.855n/a
30 Year4.1024.4334.6844.8874.9674.999

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
07/16/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5960.1402.8450.060
2yr thru 3yr2.5860.1302.8550.070
3yr thru 5yr2.6160.1602.8850.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6960.2402.9450.160
2yr thru 3yr2.6860.2302.9550.170
3yr thru 5yr2.7160.2602.9850.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.4560.0002.705-0.080
2yr thru 3yr2.4560.0002.725-0.060
3yr thru 5yr2.4660.0102.735-0.050
Prepayable Term LIBOR Floaters
07/16/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6960.2402.9450.160
2yr thru 3yr2.6860.2302.9550.170
3yr thru 5yr2.7160.2602.9850.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7960.3403.0450.260
2yr thru 3yr2.7860.3303.0550.270
3yr thru 5yr2.8160.3603.0850.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5560.1002.8050.020
2yr thru 3yr2.5560.1002.8250.040
3yr thru 5yr2.5660.1102.8350.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
07/16/2008
FF OPEN 2.060
Standby Line of Credit 2.360
Overnight Liquidity(OLA) 2.510
DDA (as of 07/15/2008) 2.019

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.110 n/an/a
SecureConnect Max FLTR 2.110 n/an/a
SecureConnect Saver O/N 2.110 2.1602.210
DNA 7 days 2.300 2.3502.400
DNA 14 days 2.350 2.4002.450
DNA 21 days 2.350 2.4002.450
DNA 28 days 2.400 2.4502.500
Standard 8 AM9 AM1 PM
WLA O/N 2.210 2.2602.310
WLA 2-7 days 2.400 2.4502.500
WLA 8-14 days 2.450 2.5002.550
WLA 15-21 days 2.450 2.5002.550
WLA 22-35 days 2.500 2.5502.600