Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
07/15/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.500 2.600 0.050 2.450
2 Mo + 1 day thru 3 Mo n/a 2.550 2.650 0.000 2.550
3 Mo + 1 day thru 6 Mo 2.750 2.800 2.900 0.000 2.800
6 Mo + 1 day thru 1 Yr 3.000 3.050 3.150 -0.050 3.100
1yr thru 1.5yr 3.111 3.251 3.351 -0.159 3.410
1.5yr thru 2yr 3.297 3.437 3.537 -0.171 3.608
2yr thru 2.5yr 3.463 3.613 3.713 -0.180 3.793
2.5yr thru 3yr 3.628 3.778 3.878 -0.190 3.968
3yr thru 4yr 3.879 4.029 4.129 -0.181 4.210
4yr thru 5yr 4.047 4.197 4.297 -0.173 4.370
5yr thru 6yr 4.226 4.376 4.476 -0.172 4.548
6yr thru 7yr 4.369 4.519 4.619 -0.157 4.676
7yr thru 8yr 4.457 4.607 4.707 -0.156 4.763
8yr thru 9yr 4.542 4.692 4.792 -0.146 4.838
9yr thru 10yr 4.616 4.766 4.866 -0.134 4.900
10 yr thru 11 yr 4.670 4.820 4.920 -0.137 4.957
11yr thru 12yr 4.717 4.867 4.967 -0.128 4.995
12yr thru 13yr 4.745 4.895 4.995 -0.140 5.035
13yr thru 14yr 4.780 4.930 5.030 -0.143 5.073
14yr thru 15yr 4.825 4.975 5.075 -0.113 5.088
19yr thru 20yr 4.904 5.054 5.154 -0.115 5.169

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
07/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.920n/an/an/an/a
10 Year4.1144.3584.473n/an/a
15 Year4.1534.4394.6394.744n/a
20 Year4.1694.4704.6924.8564.893
30 Year4.1834.4954.7324.9264.996
Standard Amortizing
07/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year4.020n/an/an/an/a
10 Year4.2144.4594.574n/an/a
15 Year4.2534.5394.7404.845n/a
20 Year4.2694.5704.7934.9574.994
30 Year4.2834.5964.8335.0275.097
CIP/EDP Amortizing
07/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.771n/an/an/an/an/a
10 Year3.9644.2084.322n/an/an/a
15 Year4.0024.2884.4884.592n/an/a
20 Year4.0184.3194.5414.7054.741n/a
30 Year4.0334.3454.5824.7754.8454.878

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
07/15/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5980.1402.8490.060
2yr thru 3yr2.5880.1302.8590.070
3yr thru 5yr2.6180.1602.8890.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6980.2402.9490.160
2yr thru 3yr2.6880.2302.9590.170
3yr thru 5yr2.7180.2602.9890.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.4580.0002.709-0.080
2yr thru 3yr2.4580.0002.729-0.060
3yr thru 5yr2.4680.0102.739-0.050
Prepayable Term LIBOR Floaters
07/15/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6980.2402.9490.160
2yr thru 3yr2.6880.2302.9590.170
3yr thru 5yr2.7180.2602.9890.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7980.3403.0490.260
2yr thru 3yr2.7880.3303.0590.270
3yr thru 5yr2.8180.3603.0890.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5580.1002.8090.020
2yr thru 3yr2.5580.1002.8290.040
3yr thru 5yr2.5680.1102.8390.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
07/15/2008
FF OPEN 2.190
Standby Line of Credit 2.490
Overnight Liquidity(OLA) 2.640
DDA (as of 07/14/2008) 1.908

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.240 n/an/a
SecureConnect Max FLTR 2.240 n/an/a
SecureConnect Saver O/N 2.240 2.2902.340
DNA 7 days 2.350 2.4002.450
DNA 14 days 2.350 2.4002.450
DNA 21 days 2.320 2.3702.420
DNA 28 days 2.320 2.3702.420
Standard 8 AM9 AM1 PM
WLA O/N 2.340 2.3902.440
WLA 2-7 days 2.450 2.5002.550
WLA 8-14 days 2.450 2.5002.550
WLA 15-21 days 2.420 2.4702.520
WLA 22-35 days 2.420 2.4702.520