Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
07/10/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.400 2.500 0.000 2.400
2 Mo + 1 day thru 3 Mo n/a 2.500 2.600 0.000 2.500
3 Mo + 1 day thru 6 Mo 2.650 2.700 2.800 0.000 2.700
6 Mo + 1 day thru 1 Yr 2.950 3.000 3.100 0.000 3.000
1yr thru 1.5yr 3.117 3.257 3.357 -0.086 3.343
1.5yr thru 2yr 3.321 3.461 3.561 -0.103 3.564
2yr thru 2.5yr 3.488 3.638 3.738 -0.107 3.745
2.5yr thru 3yr 3.655 3.805 3.905 -0.110 3.915
3yr thru 4yr 3.906 4.056 4.156 -0.119 4.175
4yr thru 5yr 4.065 4.215 4.315 -0.107 4.322
5yr thru 6yr 4.250 4.400 4.500 -0.104 4.504
6yr thru 7yr 4.392 4.542 4.642 -0.094 4.636
7yr thru 8yr 4.490 4.640 4.740 -0.091 4.731
8yr thru 9yr 4.570 4.720 4.820 -0.086 4.806
9yr thru 10yr 4.643 4.793 4.893 -0.077 4.870
10 yr thru 11 yr 4.688 4.838 4.938 -0.105 4.943
11yr thru 12yr 4.741 4.891 4.991 -0.072 4.963
12yr thru 13yr 4.773 4.923 5.023 -0.105 5.028
13yr thru 14yr 4.811 4.961 5.061 -0.097 5.058
14yr thru 15yr 4.845 4.995 5.095 -0.064 5.059
19yr thru 20yr 4.928 5.078 5.178 -0.060 5.138

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
07/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.941n/an/an/an/a
10 Year4.1334.3814.499n/an/a
15 Year4.1714.4624.6664.769n/a
20 Year4.1874.4934.7194.8794.917
30 Year4.2014.5184.7604.9475.020
Standard Amortizing
07/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year4.041n/an/an/an/a
10 Year4.2334.4814.600n/an/a
15 Year4.2714.5624.7664.870n/a
20 Year4.2874.5934.8204.9805.018
30 Year4.3014.6194.8605.0485.121
CIP/EDP Amortizing
07/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.792n/an/an/an/an/a
10 Year3.9834.2304.349n/an/an/a
15 Year4.0214.3114.5154.618n/an/a
20 Year4.0374.3424.5684.7284.765n/a
30 Year4.0514.3684.6094.7964.8694.903

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
07/10/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5960.1402.8480.060
2yr thru 3yr2.5860.1302.8580.070
3yr thru 5yr2.6160.1602.8880.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6960.2402.9480.160
2yr thru 3yr2.6860.2302.9580.170
3yr thru 5yr2.7160.2602.9880.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.4560.0002.708-0.080
2yr thru 3yr2.4560.0002.728-0.060
3yr thru 5yr2.4660.0102.738-0.050
Prepayable Term LIBOR Floaters
07/10/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.6960.2402.9480.160
2yr thru 3yr2.6860.2302.9580.170
3yr thru 5yr2.7160.2602.9880.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7960.3403.0480.260
2yr thru 3yr2.7860.3303.0580.270
3yr thru 5yr2.8160.3603.0880.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.5560.1002.8080.020
2yr thru 3yr2.5560.1002.8280.040
3yr thru 5yr2.5660.1102.8380.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
07/10/2008
FF OPEN 2.060
Standby Line of Credit 2.360
Overnight Liquidity(OLA) 2.510
DDA (as of 07/09/2008) 1.875

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.110 n/an/a
SecureConnect Max FLTR 2.110 n/an/a
SecureConnect Saver O/N 2.110 2.1602.210
DNA 7 days 2.250 2.3002.350
DNA 14 days 2.250 2.3002.350
DNA 21 days 2.250 2.3002.350
DNA 28 days 2.200 2.2502.300
Standard 8 AM9 AM1 PM
WLA O/N 2.210 2.2602.310
WLA 2-7 days 2.350 2.4002.450
WLA 8-14 days 2.350 2.4002.450
WLA 15-21 days 2.350 2.4002.450
WLA 22-35 days 2.300 2.3502.400