Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
01/17/2008
MaturityCIP/
EDP
Rate
Secure
Connect
Rate
Standard
Rate
Secure
Connect
Rate Change
Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 4.000 4.100 0.040 3.960
2 Mo + 1 day thru 3 Mo n/a 3.940 4.040 0.040 3.900
3 Mo + 1 day thru 6 Mo 3.850 3.900 4.000 0.040 3.860
6 Mo + 1 day thru 1 Yr 3.650 3.700 3.800 0.000 3.700
1yr thru 1.5yr 3.280 3.420 3.520 0.010 3.410
1.5yr thru 2yr 3.151 3.291 3.391 0.052 3.239
2yr thru 2.5yr 3.209 3.359 3.459 0.069 3.290
2.5yr thru 3yr 3.267 3.417 3.517 0.078 3.339
3yr thru 4yr 3.482 3.632 3.732 0.094 3.538
4yr thru 5yr 3.675 3.825 3.925 0.112 3.713
5yr thru 6yr 3.904 4.054 4.154 0.111 3.943
6yr thru 7yr 4.066 4.216 4.316 0.110 4.106
7yr thru 8yr 4.210 4.360 4.460 0.107 4.253
8yr thru 9yr 4.342 4.492 4.592 0.109 4.383
9yr thru 10yr 4.456 4.606 4.706 0.109 4.497
10 yr thru 11 yr 4.539 4.689 4.789 0.105 4.584
11yr thru 12yr 4.614 4.764 4.864 0.110 4.654
12yr thru 13yr 4.676 4.826 4.926 0.100 4.726
13yr thru 14yr 4.731 4.881 4.981 0.099 4.782
14yr thru 15yr 4.773 4.923 5.023 0.105 4.818
19yr thru 20yr 4.901 5.051 5.151 0.102 4.949

Bullet Rates Amortizing LIBOR Short Term

SecureConnect Amortizing
01/17/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.622n/an/an/an/a
10 Year3.7644.0534.225n/an/a
15 Year3.7924.1344.4404.602n/a
20 Year3.8044.1654.5094.7584.815
30 Year3.8144.1914.5624.8554.966

Standard Amortizing
01/17/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.723n/an/an/an/a
10 Year3.8644.1534.326n/an/a
15 Year3.8924.2344.5414.703n/a
20 Year3.9044.2654.6104.8594.916
30 Year3.9144.2914.6624.9565.067

CIP/EDP Amortizing
01/17/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.474n/an/an/an/an/a
10 Year3.6143.9024.074n/an/an/a
15 Year3.6423.9834.2894.451n/an/a
20 Year3.6544.0144.3584.6074.663n/a
30 Year3.6644.0414.4114.7044.8144.851

Bullet Rates Amortizing LIBOR Short Term

Term LIBOR Floaters
01/17/2008
SecureConnect
LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.0290.0703.9660.040
2yr thru 3yr4.0390.0803.9760.050
3yr thru 5yr4.0690.1104.0060.080

Standard
LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.1290.1704.0660.140
2yr thru 3yr4.1390.1804.0760.150
3yr thru 5yr4.1690.2104.1060.180

CIP/EDP
LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.889-0.0703.826-0.100
2yr thru 3yr3.909-0.0503.846-0.080
3yr thru 5yr3.919-0.0403.856-0.070

Prepayable Term LIBOR Floaters
01/17/2008
SecureConnect
Prepayable LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.1290.1704.0660.140
2yr thru 3yr4.1390.1804.0760.150
3yr thru 5yr4.1690.2104.1060.180

Standard
Prepayable LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.2290.2704.1660.240
2yr thru 3yr4.2390.2804.1760.250
3yr thru 5yr4.2690.3104.2060.280

CIP/EDP
Prepayable LIBOR Floater
1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.9890.0303.9260.000
2yr thru 3yr4.0090.0503.9460.020
3yr thru 5yr4.0190.0603.9560.030

Bullet Rates Amortizing LIBOR Short Term

Short Term
01/17/2008
FF OPEN 4.250
Standby Line of Credit 4.550
Overnight Liquidity(OLA) 4.700
DDA (as of 01/16/2008) 4.056

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 4.300 n/an/a
SecureConnect Max FLTR 4.300 n/an/a
SecureConnect Saver O/N 4.300 4.3504.400
DNA 7 days 4.250 4.3004.350
DNA 14 days 4.230 4.2804.330
DNA 21 days 4.130 4.1804.230
DNA 28 days 4.000 4.0504.100
Standard 8 AM9 AM1 PM
WLA O/N 4.400 4.4504.500
WLA 2-7 days 4.350 4.4004.450
WLA 8-14 days 4.330 4.3804.430
WLA 15-21 days 4.230 4.2804.330
WLA 22-35 days 4.100 4.1504.200