Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
01/10/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 4.200 4.300 -0.020 4.220
2 Mo + 1 day thru 3 Mo n/a 4.150 4.250 -0.060 4.210
3 Mo + 1 day thru 6 Mo 4.070 4.120 4.220 -0.040 4.160
6 Mo + 1 day thru 1 Yr 3.950 4.000 4.100 -0.050 4.050
1yr thru 1.5yr 3.627 3.767 3.867 -0.032 3.799
1.5yr thru 2yr 3.441 3.581 3.681 -0.015 3.596
2yr thru 2.5yr 3.466 3.616 3.716 0.009 3.607
2.5yr thru 3yr 3.501 3.651 3.751 0.013 3.638
3yr thru 4yr 3.684 3.834 3.934 0.018 3.816
4yr thru 5yr 3.842 3.992 4.092 0.018 3.974
5yr thru 6yr 4.050 4.200 4.300 0.013 4.187
6yr thru 7yr 4.194 4.344 4.444 0.015 4.329
7yr thru 8yr 4.325 4.475 4.575 0.012 4.463
8yr thru 9yr 4.439 4.589 4.689 0.005 4.584
9yr thru 10yr 4.545 4.695 4.795 0.011 4.684
10 yr thru 11 yr 4.620 4.770 4.870 0.006 4.764
11yr thru 12yr 4.682 4.832 4.932 0.013 4.819
12yr thru 13yr 4.732 4.882 4.982 0.009 4.873
13yr thru 14yr 4.780 4.930 5.030 0.014 4.916
14yr thru 15yr 4.817 4.967 5.067 0.014 4.953
19yr thru 20yr 4.926 5.076 5.176 0.012 5.064

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
01/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.838n/an/an/an/a
10 Year3.9464.2054.359n/an/a
15 Year3.9674.2744.5494.689n/a
20 Year3.9764.3014.6104.8244.873
30 Year3.9844.3234.6564.9085.003
Standard Amortizing
01/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.938n/an/an/an/a
10 Year4.0464.3054.460n/an/a
15 Year4.0674.3744.6504.790n/a
20 Year4.0764.4014.7114.9254.974
30 Year4.0844.4234.7575.0095.104
CIP/EDP Amortizing
01/10/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.690n/an/an/an/an/a
10 Year3.7964.0544.209n/an/an/a
15 Year3.8174.1244.3984.538n/an/a
20 Year3.8264.1504.4594.6734.721n/a
30 Year3.8344.1734.5054.7574.8514.883

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
01/10/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.3890.0704.4170.040
2yr thru 3yr4.3990.0804.4270.050
3yr thru 5yr4.4290.1104.4570.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.4890.1704.5170.140
2yr thru 3yr4.4990.1804.5270.150
3yr thru 5yr4.5290.2104.5570.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.249-0.0704.277-0.100
2yr thru 3yr4.269-0.0504.297-0.080
3yr thru 5yr4.279-0.0404.307-0.070
Prepayable Term LIBOR Floaters
01/10/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.4890.1704.5170.140
2yr thru 3yr4.4990.1804.5270.150
3yr thru 5yr4.5290.2104.5570.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.5890.2704.6170.240
2yr thru 3yr4.5990.2804.6270.250
3yr thru 5yr4.6290.3104.6570.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr4.3490.0304.3770.000
2yr thru 3yr4.3690.0504.3970.020
3yr thru 5yr4.3790.0604.4070.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
01/10/2008
FF OPEN 4.280
Standby Line of Credit 4.580
Overnight Liquidity(OLA) 4.730
DDA (as of 01/09/2008) 4.128

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 4.330 n/an/a
SecureConnect Max FLTR 4.330 n/an/a
SecureConnect Saver O/N 4.330 4.3804.430
DNA 7 days 4.270 4.3204.370
DNA 14 days 4.260 4.3104.360
DNA 21 days 4.260 4.3104.360
DNA 28 days 4.220 4.2704.320
Standard 8 AM9 AM1 PM
WLA O/N 4.430 4.4804.530
WLA 2-7 days 4.370 4.4204.470
WLA 8-14 days 4.360 4.4104.460
WLA 15-21 days 4.360 4.4104.460
WLA 22-35 days 4.320 4.3704.420