Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
02/06/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.900 3.000 0.000 2.900
2 Mo + 1 day thru 3 Mo n/a 2.900 3.000 0.000 2.900
3 Mo + 1 day thru 6 Mo 2.800 2.850 2.950 -0.050 2.900
6 Mo + 1 day thru 1 Yr 2.750 2.800 2.900 -0.100 2.900
1yr thru 1.5yr 2.569 2.709 2.809 -0.064 2.773
1.5yr thru 2yr 2.639 2.779 2.879 -0.006 2.785
2yr thru 2.5yr 2.763 2.913 3.013 0.005 2.908
2.5yr thru 3yr 2.886 3.036 3.136 0.015 3.021
3yr thru 4yr 3.177 3.327 3.427 0.032 3.295
4yr thru 5yr 3.417 3.567 3.667 0.038 3.529
5yr thru 6yr 3.708 3.858 3.958 0.065 3.793
6yr thru 7yr 3.903 4.053 4.153 0.070 3.983
7yr thru 8yr 4.075 4.225 4.325 0.078 4.147
8yr thru 9yr 4.217 4.367 4.467 0.072 4.295
9yr thru 10yr 4.345 4.495 4.595 0.073 4.422
10 yr thru 11 yr 4.441 4.591 4.691 0.079 4.512
11yr thru 12yr 4.524 4.674 4.774 0.072 4.602
12yr thru 13yr 4.590 4.740 4.840 0.068 4.672
13yr thru 14yr 4.649 4.799 4.899 0.070 4.729
14yr thru 15yr 4.707 4.857 4.957 0.076 4.781
19yr thru 20yr 4.855 5.005 5.105 0.074 4.931

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
02/06/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.263n/an/an/an/a
10 Year3.4743.8374.037n/an/a
15 Year3.5163.9434.2944.479n/a
20 Year3.5343.9854.3774.6624.728
30 Year3.5504.0194.4414.7764.905
Standard Amortizing
02/06/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.363n/an/an/an/a
10 Year3.5753.9374.138n/an/a
15 Year3.6174.0444.3954.580n/a
20 Year3.6354.0854.4784.7644.830
30 Year3.6504.1204.5424.8775.006
CIP/EDP Amortizing
02/06/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.114n/an/an/an/an/a
10 Year3.3243.6863.886n/an/an/a
15 Year3.3663.7934.1434.327n/an/a
20 Year3.3843.8344.2264.5104.576n/a
30 Year3.4003.8694.2904.6254.7534.798

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
02/06/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2630.0703.1680.040
2yr thru 3yr3.2730.0803.1780.050
3yr thru 5yr3.3030.1103.2080.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3630.1703.2680.140
2yr thru 3yr3.3730.1803.2780.150
3yr thru 5yr3.4030.2103.3080.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.123-0.0703.028-0.100
2yr thru 3yr3.143-0.0503.048-0.080
3yr thru 5yr3.153-0.0403.058-0.070
Prepayable Term LIBOR Floaters
02/06/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3630.1703.2680.140
2yr thru 3yr3.3730.1803.2780.150
3yr thru 5yr3.4030.2103.3080.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.4630.2703.3680.240
2yr thru 3yr3.4730.2803.3780.250
3yr thru 5yr3.5030.3103.4080.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2230.0303.1280.000
2yr thru 3yr3.2430.0503.1480.020
3yr thru 5yr3.2530.0603.1580.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
02/06/2008
FF OPEN 3.000
Standby Line of Credit 3.300
Overnight Liquidity(OLA) 3.450
DDA (as of 02/05/2008) 2.565

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.050 n/an/a
SecureConnect Max FLTR 3.050 n/an/a
SecureConnect Saver O/N 3.050 3.1003.150
DNA 7 days 3.070 3.1203.170
DNA 14 days 3.020 3.0703.120
DNA 21 days 2.920 2.9703.020
DNA 28 days 2.920 2.9703.020
Standard 8 AM9 AM1 PM
WLA O/N 3.150 3.2003.250
WLA 2-7 days 3.170 3.2203.270
WLA 8-14 days 3.120 3.1703.220
WLA 15-21 days 3.020 3.0703.120
WLA 22-35 days 3.020 3.0703.120