Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
02/05/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.900 3.000 0.050 2.850
2 Mo + 1 day thru 3 Mo n/a 2.900 3.000 0.050 2.850
3 Mo + 1 day thru 6 Mo 2.850 2.900 3.000 0.050 2.850
6 Mo + 1 day thru 1 Yr 2.850 2.900 3.000 0.100 2.800
1yr thru 1.5yr 2.633 2.773 2.873 -0.101 2.874
1.5yr thru 2yr 2.645 2.785 2.885 -0.172 2.957
2yr thru 2.5yr 2.758 2.908 3.008 -0.174 3.082
2.5yr thru 3yr 2.871 3.021 3.121 -0.175 3.196
3yr thru 4yr 3.145 3.295 3.395 -0.167 3.462
4yr thru 5yr 3.379 3.529 3.629 -0.162 3.691
5yr thru 6yr 3.643 3.793 3.893 -0.145 3.938
6yr thru 7yr 3.833 3.983 4.083 -0.139 4.122
7yr thru 8yr 3.997 4.147 4.247 -0.123 4.270
8yr thru 9yr 4.145 4.295 4.395 -0.117 4.412
9yr thru 10yr 4.272 4.422 4.522 -0.121 4.543
10 yr thru 11 yr 4.362 4.512 4.612 -0.116 4.628
11yr thru 12yr 4.452 4.602 4.702 -0.114 4.716
12yr thru 13yr 4.522 4.672 4.772 -0.101 4.773
13yr thru 14yr 4.579 4.729 4.829 -0.102 4.831
14yr thru 15yr 4.631 4.781 4.881 -0.107 4.888
19yr thru 20yr 4.781 4.931 5.031 -0.097 5.028

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
02/05/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.246n/an/an/an/a
10 Year3.4433.7803.976n/an/a
15 Year3.4823.8804.2264.410n/a
20 Year3.4983.9194.3074.5894.655
30 Year3.5133.9514.3694.7014.831
Standard Amortizing
02/05/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.347n/an/an/an/a
10 Year3.5433.8814.077n/an/a
15 Year3.5823.9814.3274.511n/a
20 Year3.5994.0194.4084.6914.757
30 Year3.6134.0524.4694.8024.932
CIP/EDP Amortizing
02/05/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.098n/an/an/an/an/a
10 Year3.2933.6293.825n/an/an/a
15 Year3.3323.7294.0754.258n/an/a
20 Year3.3483.7684.1564.4374.503n/a
30 Year3.3633.8004.2184.5504.6794.722

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
02/05/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2880.0703.2020.040
2yr thru 3yr3.2980.0803.2120.050
3yr thru 5yr3.3280.1103.2420.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3880.1703.3020.140
2yr thru 3yr3.3980.1803.3120.150
3yr thru 5yr3.4280.2103.3420.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.148-0.0703.062-0.100
2yr thru 3yr3.168-0.0503.082-0.080
3yr thru 5yr3.178-0.0403.092-0.070
Prepayable Term LIBOR Floaters
02/05/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3880.1703.3020.140
2yr thru 3yr3.3980.1803.3120.150
3yr thru 5yr3.4280.2103.3420.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.4880.2703.4020.240
2yr thru 3yr3.4980.2803.4120.250
3yr thru 5yr3.5280.3103.4420.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2480.0303.1620.000
2yr thru 3yr3.2680.0503.1820.020
3yr thru 5yr3.2780.0603.1920.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
02/05/2008
FF OPEN 3.130
Standby Line of Credit 3.430
Overnight Liquidity(OLA) 3.580
DDA (as of 02/04/2008) 2.913

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.180 n/an/a
SecureConnect Max FLTR 3.180 n/an/a
SecureConnect Saver O/N 3.180 3.2303.280
DNA 7 days 3.050 3.1003.150
DNA 14 days 3.000 3.0503.100
DNA 21 days 2.900 2.9503.000
DNA 28 days 2.900 2.9503.000
Standard 8 AM9 AM1 PM
WLA O/N 3.280 3.3303.380
WLA 2-7 days 3.150 3.2003.250
WLA 8-14 days 3.100 3.1503.200
WLA 15-21 days 3.000 3.0503.100
WLA 22-35 days 3.000 3.0503.100