Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
02/13/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.950 3.050 0.050 2.900
2 Mo + 1 day thru 3 Mo n/a 2.950 3.050 0.050 2.900
3 Mo + 1 day thru 6 Mo 2.850 2.900 3.000 0.020 2.880
6 Mo + 1 day thru 1 Yr 2.700 2.750 2.850 0.000 2.750
1yr thru 1.5yr 2.567 2.707 2.807 -0.046 2.753
1.5yr thru 2yr 2.689 2.829 2.929 -0.007 2.836
2yr thru 2.5yr 2.832 2.982 3.082 0.002 2.980
2.5yr thru 3yr 2.975 3.125 3.225 0.011 3.114
3yr thru 4yr 3.300 3.450 3.550 0.020 3.430
4yr thru 5yr 3.569 3.719 3.819 0.031 3.688
5yr thru 6yr 3.867 4.017 4.117 0.029 3.988
6yr thru 7yr 4.064 4.214 4.314 0.035 4.179
7yr thru 8yr 4.234 4.384 4.484 0.035 4.349
8yr thru 9yr 4.377 4.527 4.627 0.030 4.497
9yr thru 10yr 4.510 4.660 4.760 0.038 4.622
10 yr thru 11 yr 4.605 4.755 4.855 0.040 4.715
11yr thru 12yr 4.692 4.842 4.942 0.037 4.805
12yr thru 13yr 4.772 4.922 5.022 0.045 4.877
13yr thru 14yr 4.832 4.982 5.082 0.042 4.940
14yr thru 15yr 4.872 5.022 5.122 0.034 4.988
19yr thru 20yr 5.018 5.168 5.268 0.031 5.137

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
02/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.372n/an/an/an/a
10 Year3.6143.9864.188n/an/a
15 Year3.6624.0994.4554.645n/a
20 Year3.6824.1434.5404.8294.895
30 Year3.7004.1794.6054.9435.070
Standard Amortizing
02/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.473n/an/an/an/a
10 Year3.7144.0874.289n/an/a
15 Year3.7624.2004.5564.747n/a
20 Year3.7824.2434.6414.9314.996
30 Year3.8004.2804.7065.0445.171
CIP/EDP Amortizing
02/13/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.224n/an/an/an/an/a
10 Year3.4643.8354.037n/an/an/a
15 Year3.5123.9484.3034.493n/an/a
20 Year3.5323.9924.3894.6774.742n/a
30 Year3.5504.0284.4544.7914.9184.964

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
02/13/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.1910.0703.1050.040
2yr thru 3yr3.2010.0803.1150.050
3yr thru 5yr3.2310.1103.1450.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2910.1703.2050.140
2yr thru 3yr3.3010.1803.2150.150
3yr thru 5yr3.3310.2103.2450.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.051-0.0702.965-0.100
2yr thru 3yr3.071-0.0502.985-0.080
3yr thru 5yr3.081-0.0402.995-0.070
Prepayable Term LIBOR Floaters
02/13/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2910.1703.2050.140
2yr thru 3yr3.3010.1803.2150.150
3yr thru 5yr3.3310.2103.2450.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3910.2703.3050.240
2yr thru 3yr3.4010.2803.3150.250
3yr thru 5yr3.4310.3103.3450.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.1510.0303.0650.000
2yr thru 3yr3.1710.0503.0850.020
3yr thru 5yr3.1810.0603.0950.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
02/13/2008
FF OPEN 3.060
Standby Line of Credit 3.360
Overnight Liquidity(OLA) 3.510
DDA (as of 02/12/2008) 2.815

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.110 n/an/a
SecureConnect Max FLTR 3.110 n/an/a
SecureConnect Saver O/N 3.110 3.1603.210
DNA 7 days 2.970 3.0203.070
DNA 14 days 2.870 2.9202.970
DNA 21 days 2.870 2.9202.970
DNA 28 days 2.870 2.9202.970
Standard 8 AM9 AM1 PM
WLA O/N 3.210 3.2603.310
WLA 2-7 days 3.070 3.1203.170
WLA 8-14 days 2.970 3.0203.070
WLA 15-21 days 2.970 3.0203.070
WLA 22-35 days 2.970 3.0203.070