Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
02/01/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.850 2.950 -0.150 3.000
2 Mo + 1 day thru 3 Mo n/a 2.850 2.950 -0.150 3.000
3 Mo + 1 day thru 6 Mo 2.800 2.850 2.950 -0.150 3.000
6 Mo + 1 day thru 1 Yr 2.800 2.850 2.950 -0.100 2.950
1yr thru 1.5yr 2.692 2.832 2.932 0.021 2.811
1.5yr thru 2yr 2.708 2.848 2.948 -0.113 2.961
2yr thru 2.5yr 2.834 2.984 3.084 -0.112 3.096
2.5yr thru 3yr 2.959 3.109 3.209 -0.111 3.220
3yr thru 4yr 3.238 3.388 3.488 -0.096 3.484
4yr thru 5yr 3.469 3.619 3.719 -0.082 3.701
5yr thru 6yr 3.726 3.876 3.976 -0.074 3.950
6yr thru 7yr 3.913 4.063 4.163 -0.066 4.129
7yr thru 8yr 4.074 4.224 4.324 -0.060 4.284
8yr thru 9yr 4.223 4.373 4.473 -0.045 4.418
9yr thru 10yr 4.349 4.499 4.599 -0.043 4.542
10 yr thru 11 yr 4.439 4.589 4.689 -0.043 4.632
11yr thru 12yr 4.514 4.664 4.764 -0.048 4.712
12yr thru 13yr 4.599 4.749 4.849 -0.043 4.792
13yr thru 14yr 4.654 4.804 4.904 -0.043 4.847
14yr thru 15yr 4.684 4.834 4.934 -0.052 4.886
19yr thru 20yr 4.829 4.979 5.079 -0.043 5.022

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
02/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.326n/an/an/an/a
10 Year3.5303.8614.056n/an/a
15 Year3.5703.9614.3054.483n/a
20 Year3.5883.9994.3854.6534.717
30 Year3.6034.0324.4474.7594.884
Standard Amortizing
02/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.427n/an/an/an/a
10 Year3.6303.9614.157n/an/a
15 Year3.6714.0614.4064.584n/a
20 Year3.6884.1004.4864.7554.818
30 Year3.7034.1324.5474.8604.985
CIP/EDP Amortizing
02/01/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.178n/an/an/an/an/a
10 Year3.3803.7103.905n/an/an/a
15 Year3.4203.8104.1544.331n/an/a
20 Year3.4373.8494.2344.5014.565n/a
30 Year3.4523.8814.2954.6074.7324.776

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
02/01/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.2110.0703.1350.040
2yr thru 3yr3.2210.0803.1450.050
3yr thru 5yr3.2510.1103.1750.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3110.1703.2350.140
2yr thru 3yr3.3210.1803.2450.150
3yr thru 5yr3.3510.2103.2750.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.071-0.0702.995-0.100
2yr thru 3yr3.091-0.0503.015-0.080
3yr thru 5yr3.101-0.0403.025-0.070
Prepayable Term LIBOR Floaters
02/01/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.3110.1703.2350.140
2yr thru 3yr3.3210.1803.2450.150
3yr thru 5yr3.3510.2103.2750.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.4110.2703.3350.240
2yr thru 3yr3.4210.2803.3450.250
3yr thru 5yr3.4510.3103.3750.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.1710.0303.0950.000
2yr thru 3yr3.1910.0503.1150.020
3yr thru 5yr3.2010.0603.1250.030

Bullet Rates Amortizing LIBOR Short Term
Short Term
02/01/2008
FF OPEN 3.190
Standby Line of Credit 3.490
Overnight Liquidity(OLA) 3.640
DDA (as of 01/31/2008) 3.044

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 3.240 n/an/a
SecureConnect Max FLTR 3.240 n/an/a
SecureConnect Saver O/N 3.240 3.2903.340
DNA 7 days 3.070 3.1203.170
DNA 14 days 2.970 3.0203.070
DNA 21 days 2.920 2.9703.020
DNA 28 days 2.870 2.9202.970
Standard 8 AM9 AM1 PM
WLA O/N 3.340 3.3903.440
WLA 2-7 days 3.170 3.2203.270
WLA 8-14 days 3.070 3.1203.170
WLA 15-21 days 3.020 3.0703.120
WLA 22-35 days 2.970 3.0203.070