Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
04/03/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.340 2.440 0.000 2.340
2 Mo + 1 day thru 3 Mo n/a 2.350 2.450 0.000 2.350
3 Mo + 1 day thru 6 Mo 2.320 2.370 2.470 0.020 2.350
6 Mo + 1 day thru 1 Yr 2.390 2.440 2.540 0.020 2.420
1yr thru 1.5yr 2.543 2.683 2.783 0.020 2.663
1.5yr thru 2yr 2.721 2.861 2.961 0.010 2.851
2yr thru 2.5yr 2.890 3.040 3.140 0.015 3.025
2.5yr thru 3yr 3.058 3.208 3.308 0.020 3.188
3yr thru 4yr 3.386 3.536 3.636 0.021 3.515
4yr thru 5yr 3.618 3.768 3.868 0.015 3.753
5yr thru 6yr 3.867 4.017 4.117 -0.002 4.019
6yr thru 7yr 4.027 4.177 4.277 0.012 4.165
7yr thru 8yr 4.158 4.308 4.408 0.015 4.293
8yr thru 9yr 4.270 4.420 4.520 0.009 4.411
9yr thru 10yr 4.376 4.526 4.626 0.008 4.518
10 yr thru 11 yr 4.456 4.606 4.706 0.010 4.596
11yr thru 12yr 4.528 4.678 4.778 0.002 4.676
12yr thru 13yr 4.598 4.748 4.848 -0.003 4.751
13yr thru 14yr 4.658 4.808 4.908 -0.002 4.810
14yr thru 15yr 4.686 4.836 4.936 0.008 4.828
19yr thru 20yr 4.805 4.955 5.055 0.010 4.945

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
04/03/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.425n/an/an/an/a
10 Year3.6643.9754.135n/an/a
15 Year3.7124.0754.3554.517n/a
20 Year3.7324.1144.4264.6724.725
30 Year3.7494.1464.4804.7684.871
Standard Amortizing
04/03/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.525n/an/an/an/a
10 Year3.7654.0764.236n/an/a
15 Year3.8124.1764.4564.618n/a
20 Year3.8324.2144.5274.7734.826
30 Year3.8504.2474.5814.8694.973
CIP/EDP Amortizing
04/03/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.276n/an/an/an/an/a
10 Year3.5143.8243.984n/an/an/a
15 Year3.5613.9244.2044.365n/an/a
20 Year3.5813.9634.2754.5204.573n/a
30 Year3.5993.9954.3294.6164.7204.764

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
04/03/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8810.1402.7880.060
2yr thru 3yr2.8710.1302.7980.070
3yr thru 5yr2.9010.1602.8280.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9810.2402.8880.160
2yr thru 3yr2.9710.2302.8980.170
3yr thru 5yr3.0010.2602.9280.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7410.0002.648-0.080
2yr thru 3yr2.7410.0002.668-0.060
3yr thru 5yr2.7510.0102.678-0.050
Prepayable Term LIBOR Floaters
04/03/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9810.2402.8880.160
2yr thru 3yr2.9710.2302.8980.170
3yr thru 5yr3.0010.2602.9280.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0810.3402.9880.260
2yr thru 3yr3.0710.3302.9980.270
3yr thru 5yr3.1010.3603.0280.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8410.1002.7480.020
2yr thru 3yr2.8410.1002.7680.040
3yr thru 5yr2.8510.1102.7780.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
04/03/2008
FF OPEN 2.500
Standby Line of Credit 2.800
Overnight Liquidity(OLA) 2.950
DDA (as of 04/02/2008) 2.092

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.550 n/an/a
SecureConnect Max FLTR 2.550 n/an/a
SecureConnect Saver O/N 2.550 2.6002.650
DNA 7 days 2.280 2.3302.380
DNA 14 days 2.250 2.3002.350
DNA 21 days 2.280 2.3302.380
DNA 28 days 2.320 2.3702.420
Standard 8 AM9 AM1 PM
WLA O/N 2.650 2.7002.750
WLA 2-7 days 2.380 2.4302.480
WLA 8-14 days 2.350 2.4002.450
WLA 15-21 days 2.380 2.4302.480
WLA 22-35 days 2.420 2.4702.520