Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
04/15/2008
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 2.250 2.350 0.000 2.250
2 Mo + 1 day thru 3 Mo n/a 2.250 2.350 0.000 2.250
3 Mo + 1 day thru 6 Mo 2.200 2.250 2.350 0.000 2.250
6 Mo + 1 day thru 1 Yr 2.200 2.250 2.350 0.000 2.250
1yr thru 1.5yr 2.487 2.627 2.727 0.030 2.597
1.5yr thru 2yr 2.653 2.793 2.893 0.067 2.726
2yr thru 2.5yr 2.800 2.950 3.050 0.068 2.882
2.5yr thru 3yr 2.947 3.097 3.197 0.069 3.028
3yr thru 4yr 3.261 3.411 3.511 0.064 3.347
4yr thru 5yr 3.506 3.656 3.756 0.066 3.590
5yr thru 6yr 3.780 3.930 4.030 0.051 3.879
6yr thru 7yr 3.970 4.120 4.220 0.061 4.059
7yr thru 8yr 4.102 4.252 4.352 0.058 4.194
8yr thru 9yr 4.223 4.373 4.473 0.061 4.312
9yr thru 10yr 4.336 4.486 4.586 0.057 4.429
10 yr thru 11 yr 4.416 4.566 4.666 0.057 4.509
11yr thru 12yr 4.498 4.648 4.748 0.058 4.590
12yr thru 13yr 4.568 4.718 4.818 0.057 4.661
13yr thru 14yr 4.628 4.778 4.878 0.058 4.720
14yr thru 15yr 4.665 4.815 4.915 0.057 4.758
19yr thru 20yr 4.794 4.944 5.044 0.058 4.886

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
04/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.320n/an/an/an/a
10 Year3.5543.9024.069n/an/a
15 Year3.6004.0104.3034.474n/a
20 Year3.6204.0524.3794.6394.697
30 Year3.6374.0864.4374.7424.854
Standard Amortizing
04/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year3.420n/an/an/an/a
10 Year3.6544.0034.170n/an/a
15 Year3.7014.1114.4054.575n/a
20 Year3.7204.1524.4804.7404.798
30 Year3.7384.1874.5374.8434.955
CIP/EDP Amortizing
04/15/2008
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year3.171n/an/an/an/an/a
10 Year3.4043.7523.918n/an/an/a
15 Year3.4503.8594.1524.322n/an/a
20 Year3.4703.9014.2284.4874.545n/a
30 Year3.4873.9364.2854.5904.7024.749

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
04/15/2008
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8560.1402.7760.060
2yr thru 3yr2.8460.1302.7860.070
3yr thru 5yr2.8760.1602.8160.100

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9560.2402.8760.160
2yr thru 3yr2.9460.2302.8860.170
3yr thru 5yr2.9760.2602.9160.200

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.7160.0002.636-0.080
2yr thru 3yr2.7160.0002.656-0.060
3yr thru 5yr2.7260.0102.666-0.050
Prepayable Term LIBOR Floaters
04/15/2008
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.9560.2402.8760.160
2yr thru 3yr2.9460.2302.8860.170
3yr thru 5yr2.9760.2602.9160.200

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr3.0560.3402.9760.260
2yr thru 3yr3.0460.3302.9860.270
3yr thru 5yr3.0760.3603.0160.300

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr2.8160.1002.7360.020
2yr thru 3yr2.8160.1002.7560.040
3yr thru 5yr2.8260.1102.7660.050

Bullet Rates Amortizing LIBOR Short Term
Short Term
04/15/2008
FF OPEN 2.630
Standby Line of Credit 2.930
Overnight Liquidity(OLA) 3.080
DDA (as of 04/14/2008) 2.227

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 2.680 n/an/a
SecureConnect Max FLTR 2.680 n/an/a
SecureConnect Saver O/N 2.680 2.7302.780
DNA 7 days 2.300 2.3502.400
DNA 14 days 2.250 2.3002.350
DNA 21 days 2.200 2.2502.300
DNA 28 days 2.150 2.2002.250
Standard 8 AM9 AM1 PM
WLA O/N 2.780 2.8302.880
WLA 2-7 days 2.400 2.4502.500
WLA 8-14 days 2.350 2.4002.450
WLA 15-21 days 2.300 2.3502.400
WLA 22-35 days 2.250 2.3002.350