Advance Pricing

The Bank reserves the right to adjust rates during the course of the business day in response to developments in the money and capital markets and other relevant factors.

Bullet Rates Amortizing LIBOR Short Term
Bullet Rates
09/20/2007
MaturityCIP/
EDP
Rate		Secure
Connect
Rate		Standard
Rate		Secure
Connect
Rate Change		Previous
SecureConnect
Rate
1 Mo + 1 day thru 2 Mo n/a 4.800 4.900 -0.020 4.820
2 Mo + 1 day thru 3 Mo n/a 4.780 4.880 -0.020 4.800
3 Mo + 1 day thru 6 Mo 4.989 4.780 4.880 -0.020 4.800
6 Mo + 1 day thru 1 Yr 4.766 4.770 4.870 -0.020 4.790
1yr thru 1.5yr 4.745 4.885 4.985 0.046 4.839
1.5yr thru 2yr 4.683 4.823 4.923 0.108 4.715
2yr thru 2.5yr 4.718 4.868 4.968 0.121 4.747
2.5yr thru 3yr 4.752 4.902 5.002 0.133 4.769
3yr thru 4yr 4.878 5.028 5.128 0.155 4.873
4yr thru 5yr 4.974 5.124 5.224 0.162 4.962
5yr thru 6yr 5.119 5.269 5.369 0.168 5.101
6yr thru 7yr 5.203 5.353 5.453 0.164 5.189
7yr thru 8yr 5.290 5.440 5.540 0.171 5.269
8yr thru 9yr 5.373 5.523 5.623 0.171 5.352
9yr thru 10yr 5.446 5.596 5.696 0.165 5.431
10 yr thru 11 yr 5.481 5.631 5.731 0.160 5.471
11yr thru 12yr 5.526 5.676 5.776 0.162 5.514
12yr thru 13yr 5.536 5.686 5.786 0.150 5.536
13yr thru 14yr 5.564 5.714 5.814 0.153 5.561
14yr thru 15yr 5.612 5.762 5.862 0.163 5.599
19yr thru 20yr 5.682 5.832 5.932 0.155 5.677

Bullet Rates Amortizing LIBOR Short Term
SecureConnect Amortizing
09/20/2007
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year5.013n/an/an/an/a
10 Year5.0925.2645.371n/an/a
15 Year5.1075.3105.5015.581n/a
20 Year5.1145.3275.5425.6725.704
30 Year5.1195.3415.5735.7275.788
Standard Amortizing
09/20/2007
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year5.113n/an/an/an/a
10 Year5.1925.3645.472n/an/a
15 Year5.2075.4105.6025.682n/a
20 Year5.2145.4275.6435.7725.804
30 Year5.2195.4415.6735.8275.889
CIP/EDP Amortizing
09/20/2007
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr30 Yr
5 Year4.865n/an/an/an/an/a
10 Year4.9425.1145.221n/an/an/a
15 Year4.9575.1595.3515.430n/an/a
20 Year4.9645.1775.3925.5215.553n/a
30 Year4.9695.1915.4225.5765.6375.655

Bullet Rates Amortizing LIBOR Short Term
Term LIBOR Floaters
09/20/2007
SecureConnect
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.2060.0705.2500.040
2yr thru 3yr5.2160.0805.2600.050
3yr thru 5yr5.2460.1105.2900.080

Standard
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.3060.1705.3500.140
2yr thru 3yr5.3160.1805.3600.150
3yr thru 5yr5.3460.2105.3900.180

CIP/EDP
LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.066-0.0705.110-0.100
2yr thru 3yr5.086-0.0505.130-0.080
3yr thru 5yr5.096-0.0405.140-0.070
Prepayable Term LIBOR Floaters
09/20/2007
SecureConnect
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.3060.1705.3500.140
2yr thru 3yr5.3160.1805.3600.150
3yr thru 5yr5.3460.2105.3900.180

Standard
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.4060.2705.4500.240
2yr thru 3yr5.4160.2805.4600.250
3yr thru 5yr5.4460.3105.4900.280

CIP/EDP
Prepayable LIBOR Floater		1 month LIBOR3 month LIBOR
RateSpreadRateSpread
1yr thru 2yr5.1660.0305.2100.000
2yr thru 3yr5.1860.0505.2300.020
3yr thru 5yr5.1960.0605.2400.030

LIBOR
09/20/2007
LIBOR IndexRate
1 Month 5.13625
2 Month 5.17500
3 Month 5.21000
6 Month 5.06938
9 Month 4.92625
12 Month 4.84625

Bullet Rates Amortizing LIBOR Short Term
Short Term
09/20/2007
FF OPEN 4.780
Standby Line of Credit 5.080
Overnight Liquidity(OLA) 5.230
DDA (as of 09/19/2007) 4.557

SecureConnect8 AM9 AM1 PM
SecureConnect Max O/N 4.830 n/an/a
SecureConnect Max FLTR 4.830 n/an/a
SecureConnect Saver O/N 4.830 4.8804.930
DNA 7 days 4.720 4.7704.820
DNA 14 days 4.730 4.7804.830
DNA 21 days 4.750 4.8004.850
DNA 28 days 4.780 4.8304.880
Standard 8 AM9 AM1 PM
WLA O/N 4.930 4.9805.030
WLA 2-7 days 4.820 4.8704.920
WLA 8-14 days 4.830 4.8804.930
WLA 15-21 days 4.850 4.9004.950
WLA 22-35 days 4.880 4.9304.980