Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
01/09/2002
MaturityCIP/
EDP*		Base
Rate		Spread
to
Base Rate		Posted
Rate		DP Spread
to
Base Rate		DP RateActual
Rate
Change		Yesterday
Actual
Rate
1 Mo + 1 day thru 2 Mo 1.740 1.840 .050 1.890 N/A 0.000 0 1.890
2 Mo + 1 day thru 3 Mo 1.740 1.840 .050 1.890 N/A 0.000 0 1.890
3 Mo + 1 day thru 6 Mo 1.843 1.943 .050 1.993 N/A 0.000 .010 1.983
6 Mo + 1 day thru 1 Yr 2.271 2.371 .050 2.421 N/A 0.000 .026 2.395
1yr Thru 1.5yr 2.759 2.909 0.300 3.209 .050 2.959 -.014 3.223
1.5yr Thru 2yr 3.320 3.470 0.300 3.770 .050 3.520 .047 3.723
2yr Thru 2.5yr 3.796 3.946 0.300 4.246 .050 3.996 .041 4.205
2.5yr Thru 3yr 4.176 4.326 0.300 4.626 .050 4.376 .025 4.601
3yr Thru 4yr 4.656 4.806 0.300 5.106 .050 4.856 .017 5.089
4yr Thru 5yr 4.976 5.126 0.300 5.426 .050 5.176 .009 5.417
5yr Thru 6yr 5.319 5.469 0.300 5.769 .050 5.519 .010 5.759
6yr Thru 7yr 5.499 5.649 0.300 5.949 .050 5.699 .023 5.926
7yr Thru 8yr 5.639 5.789 0.300 6.089 .050 5.839 .031 6.058
8yr Thru 9yr 5.749 5.899 0.300 6.199 .050 5.949 .029 6.170
9yr Thru 10yr 5.839 5.989 0.300 6.289 .050 6.039 .028 6.261
10 yr Thru 11 yr 6.018 6.168 0.300 6.468 .050 6.218 .031 6.437
11yr Thru 12yr 6.085 6.235 0.300 6.535 .050 6.285 .035 6.500
12yr Thru 13yr 6.142 6.292 0.300 6.592 .050 6.342 .045 6.547
13yr Thru 14yr 6.188 6.338 0.300 6.638 .050 6.388 .043 6.595
14yr Thru 15yr 6.225 6.375 0.300 6.675 .050 6.425 .041 6.634
19yr Thru 20yr 6.325 6.475 0.300 6.775 .050 6.525 .042 6.733
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
01/09/2002
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.996N/AN/AN/AN/A
10 Year 4.856 5.176 5.519N/AN/A
15 Year 5.176 5.519 5.839 5.949N/A
20 Year 5.176 5.699 5.949 6.218 6.285
30 Year 5.176 5.699 6.039 6.425 6.425
Discount Pricing Tier 1
01/09/2002
DP Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 4.096N/AN/AN/AN/A
10 Year 4.956 5.276 5.619N/AN/A
15 Year 5.276 5.619 5.939 6.049N/A
20 Year 5.276 5.799 6.049 6.385 6.385
30 Year 5.276 5.799 6.139 6.525 6.525
CIP/EDP*
01/09/2002
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.896N/AN/AN/AN/A
10 Year 4.756 5.076 5.419N/AN/A
15 Year 5.076 5.419 5.739 5.849N/A
20 Year 5.076 5.599 5.849 6.118 6.185
30 Year 5.076 5.599 5.939 6.288 6.325
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

LIBOR
01/09/2002
TermRate
1 Month Libor 1.84000
2 Month Libor 1.84000
3 Month Libor 1.84375
6 Month Libor 1.94250
9 Month Libor 2.12250
12 Month Libor 2.37125
DP Term Libor Floating Rate Advances
01/09/2002
DP Tier 11 month
reset		3 month
reset
Rate 1.940 1.894
SPR to Libor0.100.050
DP Tier 21 month
reset		3 month
reset
Rate 1.990 1.944
SPR to Libor0.1500.100
Term Libor Floating Rate Advances
01/09/2002
Posted1 month
reset		3 month
reset
Rate 2.190 2.144
Spr to Libor0.3500.300

Bullet Rates Amortizing LIBOR Short Term

Short Term
01/09/2002
FF OPEN 1.690
Standby Line of Credit 1.890
Overnight Liquidity(OLA) 2.090
Secure Connect Max FLTR 1.740
Secure Connect Max O/N 1.740
Secure Connect Saver O/N 1.740
WLA O/N 1.790
DNA 7 1.820
DNA 14 1.850
DNA 21 1.850
DNA 28 1.850
DDA (as of 01/08/2002) 1.520