Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
11/06/2001
MaturityCIP/
EDP*		Base
Rate		Spread
to
Base Rate		Posted
Rate		DP Spread
to
Base Rate		DP RateActual
Rate
Change		Yesterday
Actual
Rate
1 Mo + 1 day thru 2 Mo 2.090 2.190 .050 2.240 N/A 0.000 -.030 2.270
2 Mo + 1 day thru 3 Mo 2.071 2.171 .050 2.221 N/A 0.000 -.029 2.250
3 Mo + 1 day thru 6 Mo 2.035 2.135 .050 2.185 N/A 0.000 -.030 2.215
6 Mo + 1 day thru 1 Yr 2.120 2.220 .050 2.270 N/A 0.000 -.026 2.296
1yr Thru 1.5yr 2.394 2.544 0.300 2.844 .050 2.594 -.022 2.866
1.5yr Thru 2yr 2.741 2.891 0.300 3.191 .050 2.941 -.014 3.205
2yr Thru 2.5yr 3.139 3.289 0.300 3.589 .050 3.339 -.019 3.608
2.5yr Thru 3yr 3.444 3.594 0.300 3.894 .050 3.644 -.023 3.917
3yr Thru 4yr 3.891 4.041 0.300 4.341 .050 4.091 -.019 4.360
4yr Thru 5yr 4.194 4.344 0.300 4.644 .050 4.394 -.042 4.686
5yr Thru 6yr 4.525 4.675 0.300 4.975 .050 4.725 -.039 5.014
6yr Thru 7yr 4.688 4.838 0.300 5.138 .050 4.888 -.043 5.181
7yr Thru 8yr 4.816 4.966 0.300 5.266 .050 5.016 -.045 5.311
8yr Thru 9yr 4.922 5.072 0.300 5.372 .050 5.122 -.045 5.417
9yr Thru 10yr 5.009 5.159 0.300 5.459 .050 5.209 -.048 5.507
10 yr Thru 11 yr 5.200 5.350 0.300 5.650 .050 5.400 -.043 5.693
11yr Thru 12yr 5.277 5.427 0.300 5.727 .050 5.477 -.039 5.766
12yr Thru 13yr 5.346 5.496 0.300 5.796 .050 5.546 -.045 5.841
13yr Thru 14yr 5.403 5.553 0.300 5.853 .050 5.603 -.051 5.904
14yr Thru 15yr 5.451 5.601 0.300 5.901 .050 5.651 -.056 5.957
19yr Thru 20yr 5.593 5.743 0.300 6.043 .050 5.793 -.063 6.106
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
11/06/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.339N/AN/AN/AN/A
10 Year 4.091 4.394 4.725N/AN/A
15 Year 4.394 4.725 4.888 5.016N/A
20 Year 4.394 4.725 5.122 5.400 5.477
30 Year 4.394 4.888 5.209 5.603 5.651
Discount Pricing Tier 1
11/06/2001
DP Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.439N/AN/AN/AN/A
10 Year 4.191 4.494 4.825N/AN/A
15 Year 4.494 4.825 5.116 5.116N/A
20 Year 4.494 4.825 5.222 5.500 5.577
30 Year 4.494 4.988 5.309 5.703 5.751
CIP/EDP*
11/06/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.239N/AN/AN/AN/A
10 Year 3.991 4.294 4.625N/AN/A
15 Year 4.294 4.625 4.788 4.916N/A
20 Year 4.294 4.625 4.916 5.300 5.377
30 Year 4.294 4.788 5.022 5.446 5.551
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

LIBOR
11/06/2001
TermRate
1 Month Libor 2.19000
2 Month Libor 2.17125
3 Month Libor 2.13500
6 Month Libor 2.09000
9 Month Libor 2.12000
12 Month Libor 2.22000
DP Term Libor Floating Rate Advances
11/06/2001
DP Tier 11 month
reset		3 month
reset
Rate 2.290 2.185
SPR to Libor0.100.050
DP Tier 21 month
reset		3 month
reset
Rate 2.340 2.235
SPR to Libor0.1500.100
Term Libor Floating Rate Advances
11/06/2001
Posted1 month
reset		3 month
reset
Rate 2.540 2.435
Spr to Libor0.3500.300

Bullet Rates Amortizing LIBOR Short Term

Short Term
11/06/2001
FF OPEN 2.190
Standby Line of Credit 2.390
Overnight Liquidity(OLA) 2.590
Secure Connect Max FLTR 2.240
Secure Connect Max O/N 2.240
Secure Connect Saver O/N 2.240
WLA O/N 2.290
DNA 7 2.230
DNA 14 2.220
DNA 21 2.200
DNA 28 2.200
DDA (as of 11/05/2001) 2.343