Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
11/02/2001
MaturityCIP/
EDP*		Base
Rate		Spread
to
Base Rate		Posted
Rate		DP Spread
to
Base Rate		DP RateActual
Rate
Change		Yesterday
Actual
Rate
1 Mo + 1 day thru 2 Mo 2.170 2.270 .050 2.320 N/A 0.000 -.010 2.330
2 Mo + 1 day thru 3 Mo 2.140 2.240 .050 2.290 N/A 0.000 -.010 2.300
3 Mo + 1 day thru 6 Mo 2.100 2.200 .050 2.250 N/A 0.000 -.010 2.260
6 Mo + 1 day thru 1 Yr 2.199 2.299 .050 2.349 N/A 0.000 .006 2.343
1yr Thru 1.5yr 2.451 2.601 0.300 2.901 .050 2.651 -.002 2.903
1.5yr Thru 2yr 2.773 2.923 0.300 3.223 .050 2.973 -.011 3.234
2yr Thru 2.5yr 3.169 3.319 0.300 3.619 .050 3.369 .006 3.613
2.5yr Thru 3yr 3.471 3.621 0.300 3.921 .050 3.671 .025 3.896
3yr Thru 4yr 3.909 4.059 0.300 4.359 .050 4.109 .058 4.301
4yr Thru 5yr 4.232 4.382 0.300 4.682 .050 4.432 .093 4.589
5yr Thru 6yr 4.552 4.702 0.300 5.002 .050 4.752 .093 4.909
6yr Thru 7yr 4.718 4.868 0.300 5.168 .050 4.918 0.100 5.068
7yr Thru 8yr 4.848 4.998 0.300 5.298 .050 5.048 0.108 5.190
8yr Thru 9yr 4.948 5.098 0.300 5.398 .050 5.148 0.117 5.281
9yr Thru 10yr 5.039 5.189 0.300 5.489 .050 5.239 0.137 5.352
10 yr Thru 11 yr 5.228 5.378 0.300 5.678 .050 5.428 0.135 5.543
11yr Thru 12yr 5.304 5.454 0.300 5.754 .050 5.504 0.132 5.622
12yr Thru 13yr 5.383 5.533 0.300 5.833 .050 5.583 0.137 5.696
13yr Thru 14yr 5.449 5.599 0.300 5.899 .050 5.649 0.140 5.759
14yr Thru 15yr 5.504 5.654 0.300 5.954 .050 5.704 0.142 5.812
19yr Thru 20yr 5.653 5.803 0.300 6.103 .050 5.853 0.142 5.961
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
11/02/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.369N/AN/AN/AN/A
10 Year 4.109 4.432 4.752N/AN/A
15 Year 4.432 4.752 4.918 5.048N/A
20 Year 4.432 4.752 5.148 5.428 5.504
30 Year 4.432 4.918 5.239 5.649 5.704
Discount Pricing Tier 1
11/02/2001
DP Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.469N/AN/AN/AN/A
10 Year 4.209 4.532 4.852N/AN/A
15 Year 4.532 4.852 5.148 5.148N/A
20 Year 4.532 5.018 5.248 5.528 5.604
30 Year 4.532 5.018 5.339 5.749 5.804
CIP/EDP*
11/02/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.269N/AN/AN/AN/A
10 Year 4.009 4.332 4.652N/AN/A
15 Year 4.332 4.652 4.818 4.948N/A
20 Year 4.332 4.652 4.948 5.328 5.404
30 Year 4.332 4.818 5.139 5.549 5.604
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

LIBOR
11/02/2001
TermRate
1 Month Libor 2.27000
2 Month Libor 2.24000
3 Month Libor 2.20000
6 Month Libor 2.16000
9 Month Libor 2.20000
12 Month Libor 2.29875
DP Term Libor Floating Rate Advances
11/02/2001
DP Tier 11 month
reset		3 month
reset
Rate 2.370 2.250
SPR to Libor0.100.050
DP Tier 21 month
reset		3 month
reset
Rate 2.420 2.300
SPR to Libor0.1500.100
Term Libor Floating Rate Advances
11/02/2001
Posted1 month
reset		3 month
reset
Rate 2.620 2.500
Spr to Libor0.3500.300

Bullet Rates Amortizing LIBOR Short Term

Short Term
11/02/2001
FF OPEN 2.500
Standby Line of Credit 2.700
Overnight Liquidity(OLA) 2.900
Secure Connect Max FLTR 2.550
Secure Connect Max O/N 2.550
Secure Connect Saver O/N 2.600
WLA O/N 2.650
DNA 7 2.500
DNA 14 2.400
DNA 21 2.370
DNA 28 2.340
DDA (as of 11/01/2001) 2.554