Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
12/04/2001
MaturityCIP/
EDP*		Base
Rate		Spread
to
Base Rate		Posted
Rate		DP Spread
to
Base Rate		DP RateActual
Rate
Change		Yesterday
Actual
Rate
1 Mo + 1 day thru 2 Mo 1.991 2.091 .050 2.141 N/A 0.000 -.015 2.156
2 Mo + 1 day thru 3 Mo 1.930 2.030 .050 2.080 N/A 0.000 -.014 2.094
3 Mo + 1 day thru 6 Mo 1.900 2.000 .050 2.050 N/A 0.000 -.001 2.051
6 Mo + 1 day thru 1 Yr 2.253 2.353 .050 2.403 N/A 0.000 .012 2.391
1yr Thru 1.5yr 2.684 2.834 0.300 3.134 .050 2.884 .013 3.121
1.5yr Thru 2yr 3.170 3.320 0.300 3.620 .050 3.370 .020 3.600
2yr Thru 2.5yr 3.609 3.759 0.300 4.059 .050 3.809 .019 4.040
2.5yr Thru 3yr 3.941 4.091 0.300 4.391 .050 4.141 .020 4.371
3yr Thru 4yr 4.351 4.501 0.300 4.801 .050 4.551 0 4.801
4yr Thru 5yr 4.641 4.791 0.300 5.091 .050 4.841 -.020 5.111
5yr Thru 6yr 4.961 5.111 0.300 5.411 .050 5.161 -.030 5.441
6yr Thru 7yr 5.121 5.271 0.300 5.571 .050 5.321 -.040 5.611
7yr Thru 8yr 5.261 5.411 0.300 5.711 .050 5.461 -.029 5.740
8yr Thru 9yr 5.361 5.511 0.300 5.811 .050 5.561 -.040 5.851
9yr Thru 10yr 5.431 5.581 0.300 5.881 .050 5.631 -.040 5.921
10 yr Thru 11 yr 5.618 5.768 0.300 6.068 .050 5.818 -.039 6.107
11yr Thru 12yr 5.690 5.840 0.300 6.140 .050 5.890 -.039 6.179
12yr Thru 13yr 5.762 5.912 0.300 6.212 .050 5.962 -.039 6.251
13yr Thru 14yr 5.821 5.971 0.300 6.271 .050 6.021 -.039 6.310
14yr Thru 15yr 5.870 6.020 0.300 6.320 .050 6.070 -.039 6.359
19yr Thru 20yr 6.010 6.160 0.300 6.460 .050 6.210 -.049 6.509
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
12/04/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.809N/AN/AN/AN/A
10 Year 4.551 4.841 5.161N/AN/A
15 Year 4.841 5.161 5.461 5.561N/A
20 Year 4.841 5.321 5.561 5.818 5.890
30 Year 4.841 5.321 5.631 6.021 6.070
Discount Pricing Tier 1
12/04/2001
DP Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.909N/AN/AN/AN/A
10 Year 4.651 4.941 5.261N/AN/A
15 Year 4.941 5.261 5.561 5.661N/A
20 Year 4.941 5.421 5.661 5.918 5.990
30 Year 4.941 5.421 5.731 6.121 6.170
CIP/EDP*
12/04/2001
Balloon-->5 Yr7 Yr 10 Yr15 Yr20 Yr
5 Year 3.709N/AN/AN/AN/A
10 Year 4.451 4.741 5.061N/AN/A
15 Year 4.741 5.061 5.361 5.461N/A
20 Year 4.741 5.221 5.461 5.718 5.790
30 Year 4.741 5.221 5.531 5.921 5.970
* EDP Advances priced at (+)5bp over CIP Advance Rates.

Bullet Rates Amortizing LIBOR Short Term

LIBOR
12/04/2001
TermRate
1 Month Libor 2.09125
2 Month Libor 2.03000
3 Month Libor 2.00000
6 Month Libor 2.00000
9 Month Libor 2.14375
12 Month Libor 2.35250
DP Term Libor Floating Rate Advances
12/04/2001
DP Tier 11 month
reset		3 month
reset
Rate 2.191 2.050
SPR to Libor0.100.050
DP Tier 21 month
reset		3 month
reset
Rate 2.241 2.100
SPR to Libor0.1500.100
Term Libor Floating Rate Advances
12/04/2001
Posted1 month
reset		3 month
reset
Rate 2.441 2.300
Spr to Libor0.3500.300

Bullet Rates Amortizing LIBOR Short Term

Short Term
12/04/2001
FF OPEN 2.000
Standby Line of Credit 2.200
Overnight Liquidity(OLA) 2.400
Secure Connect Max FLTR 2.050
Secure Connect Max O/N 2.050
Secure Connect Saver O/N 2.050
WLA O/N 2.100
DNA 7 2.080
DNA 14 2.070
DNA 21 2.060
DNA 28 2.060
DDA (as of 12/03/2001) 1.986