Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
04/24/2000
Maturity	CIP	Base Rate	Spread to Base Rate	Posted Rate	DP Spread to Base Rate	DP Rate	Actual Rate Change	Yesterday Actual Rate
8da Thru 1mo	6.020	6.220	-.050	6.170	N/A	0.000	0	6.170
1 Mo + 1 day thru 2 Mo	6.020	6.220	-.050	6.170	N/A	0.000	0	6.170
2 Mo + 1 day thru 3 Mo	6.118	6.318	-.050	6.268	N/A	0.000	0	6.268
3 Mo + 1 day thru 6 Mo	6.324	6.524	-.050	6.474	N/A	0.000	0	6.474
6 Mo + 1 day thru 1 Yr	6.644	6.844	-.050	6.794	N/A	0.000	0	6.794
1yr Thru 1.5yr	6.738	6.938	0.250	7.188	0	6.938	-.012	7.200
1.5yr Thru 2yr	6.832	7.032	0.250	7.282	0	7.032	-.023	7.305
2yr Thru 2.5yr	6.862	7.062	0.250	7.312	0	7.062	-.024	7.336
2.5yr Thru 3yr	6.881	7.081	0.250	7.331	0	7.081	-.024	7.355
3yr Thru 4yr	6.910	7.110	0.250	7.360	0	7.110	-.025	7.385
4yr Thru 5yr	6.929	7.129	0.250	7.379	0	7.129	-.009	7.388
5yr Thru 6yr	6.944	7.144	0.250	7.394	0	7.144	-.023	7.417
6yr Thru 7yr	6.954	7.154	0.250	7.404	0	7.154	-.022	7.426
7yr Thru 8yr	6.972	7.172	0.250	7.422	0	7.172	-.012	7.434
8yr Thru 9yr	6.995	7.195	0.250	7.445	0	7.195	-.018	7.463
9yr Thru 10yr	7.004	7.204	0.250	7.454	0	7.204	-.028	7.482
10 yr Thru 11 yr	7.030	7.230	0.250	7.480	0	7.230	-.013	7.493
11yr Thru 12yr	7.047	7.247	0.250	7.497	0	7.247	-.001	7.498
12yr Thru 13yr	7.054	7.254	0.250	7.504	0	7.254	.010	7.494
13yr Thru 14yr	7.055	7.255	0.250	7.505	0	7.255	.019	7.486
14yr Thru 15yr	7.050	7.250	0.250	7.500	0	7.250	.027	7.473
19yr Thru 20yr	7.052	7.252	0.250	7.502	0	7.252	.024	7.478

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
04/24/2000
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	7.062	N/A	N/A	N/A	N/A
10 Year	7.110	7.129	7.129	N/A	N/A
15 Year	7.129	7.144	7.154	7.172	N/A
20 Year	7.129	7.144	7.172	7.204	7.204
30 Year	7.129	7.154	7.195	7.247	7.255

Discount Pricing Tier 1
04/24/2000
DP Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	7.162	N/A	N/A	N/A	N/A
10 Year	7.210	7.229	7.229	N/A	N/A
15 Year	7.229	7.244	7.254	7.272	N/A
20 Year	7.229	7.244	7.272	7.304	7.304
30 Year	7.229	7.254	7.295	7.347	7.355

CIP
04/24/2000
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.962	N/A	N/A	N/A	N/A
10 Year	7.010	7.029	7.029	N/A	N/A
15 Year	7.029	7.044	7.054	7.072	N/A
20 Year	7.029	7.044	7.072	7.104	7.104
30 Year	7.029	7.054	7.095	7.147	7.154

Bullet Rates Amortizing LIBOR Short Term

LIBOR
04/24/2000
Term	Rate
1 Month Libor	6.15000
2 Month Libor	6.22000
3 Month Libor	6.31813
6 Month Libor	6.52438
9 Month Libor	6.73000
12 Month Libor	6.84438

DP Term Libor Floating Rate Advances
04/24/2000
DP Tier 1	1 month reset	3 month reset
Rate	6.200	6.318
SPR to Libor	.050	0
DP Tier 2	1 month reset	3 month reset
Rate	6.250	6.368
SPR to Libor	0.100	.050

Term Libor Floating Rate Advances
04/24/2000
Posted	1 month reset	3 month reset
Rate	6.450	6.568
Spr to Libor	0.300	0.250

Bullet Rates Amortizing LIBOR Short Term

Short Term
04/24/2000

FF Open	6.000
SLC	6.150
OLA	6.350
1 Day WLA	6.050
2-7 Day WLA	5.960
8-35 Day WLA	6.000

DDA (as of 04/21/2000)	5.889