Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
06/15/1999
Maturity	CIP	Base Rate	Spread to Base Rate	Posted Rate	DP Spread to Base Rate	DP Rate	Actual Rate Change	Yesterday Actual Rate
8da Thru 1mo	4.900	5.000	0.400	5.400	N/A	0.000	0.100	5.300
1 Mo + 1 day thru 2 Mo	4.840	5.090	-0.100	4.990	N/A	0.000	0	4.990
2 Mo + 1 day thru 3 Mo	4.905	5.155	-0.100	5.055	N/A	0.000	0	5.055
3 Mo + 1 day thru 6 Mo	5.116	5.366	-0.100	5.266	N/A	0.000	-.002	5.268
6 Mo + 1 day thru 1 Yr	5.494	5.744	-0.100	5.644	N/A	0.000	-.006	5.650
1yr Thru 1.5yr	5.680	5.930	0.200	6.130	-.050	5.880	-.030	6.160
1.5yr Thru 2yr	5.850	6.100	0.200	6.300	-.050	6.050	-.050	6.350
2yr Thru 2.5yr	5.965	6.215	0.200	6.415	-.050	6.165	-.049	6.464
2.5yr Thru 3yr	6.070	6.320	0.200	6.520	-.050	6.270	-.050	6.570
3yr Thru 4yr	6.200	6.450	0.200	6.650	-.050	6.400	-.058	6.708
4yr Thru 5yr	6.290	6.540	0.200	6.740	-.050	6.490	-.060	6.800
5yr Thru 6yr	6.365	6.615	0.200	6.815	-.050	6.565	-.055	6.870
6yr Thru 7yr	6.420	6.670	0.200	6.870	-.050	6.620	-.050	6.920
7yr Thru 8yr	6.460	6.710	0.200	6.910	-.050	6.660	-.060	6.970
8yr Thru 9yr	6.505	6.755	0.200	6.955	-.050	6.705	-.035	6.990
9yr Thru 10yr	6.540	6.790	0.200	6.990	-.050	6.740	-.060	7.050
10 yr Thru 11 yr	6.566	6.816	0.200	7.016	-.050	6.766	-.058	7.074
11yr Thru 12yr	6.583	6.833	0.200	7.033	-.050	6.783	-.056	7.089
12yr Thru 13yr	6.592	6.842	0.200	7.042	-.050	6.792	-.055	7.097
13yr Thru 14yr	6.595	6.845	0.200	7.045	-.050	6.795	-.054	7.099
14yr Thru 15yr	6.593	6.843	0.200	7.043	-.050	6.793	-.052	7.095
19yr Thru 20yr	6.593	6.843	0.200	7.043	-.050	6.793	-.052	7.095

Bullet Rates Amortizing LIBOR Short Term

Amortizing
06/15/1999
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.515	N/A	N/A	N/A	N/A
10 Year	6.750	6.840	6.840	N/A	N/A
15 Year	6.840	6.915	6.970	7.010	N/A
20 Year	6.840	6.915	7.010	7.090	7.090
30 Year	6.840	6.970	7.055	7.133	7.142

Discount Pricing Tier 1
06/15/1999
DP Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.265	N/A	N/A	N/A	N/A
10 Year	6.500	6.590	6.590	N/A	N/A
15 Year	6.590	6.665	6.720	6.760	N/A
20 Year	6.590	6.665	6.760	6.840	6.840
30 Year	6.590	6.665	6.805	6.866	6.892

CIP
06/15/1999
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.065	N/A	N/A	N/A	N/A
10 Year	6.300	6.390	6.390	N/A	N/A
15 Year	6.390	6.465	6.520	6.560	N/A
20 Year	6.390	6.465	6.560	6.605	6.640
30 Year	6.390	6.465	6.605	6.666	6.692

Bullet Rates Amortizing LIBOR Short Term

LIBOR
06/15/1999
Term	Rate
1 Month Libor	5.00000
2 Month Libor	5.09000
3 Month Libor	5.15500
6 Month Libor	5.36625
9 Month Libor	5.58875
12 Month Libor	5.74375

DP Term Libor Floating Rate Advances
06/15/1999
DP Tier 1	1 month reset	3 month reset
Rate	5.000	5.105
SPR to Libor	0	-.050
DP Tier 2	1 month reset	3 month reset
Rate	5.050	5.155
SPR to Libor	.050	0

Term Libor Floating Rate Advances
06/15/1999
Posted	1 month reset	3 month reset
Rate	5.250	5.355
Spr to Libor	0.250	0.200

Bullet Rates Amortizing LIBOR Short Term

Short Term
06/15/1999

FF Open	4.940
SLC	5.090
OLA	5.290
1 Day WLA	4.990
2-7 Day WLA	4.890
8-35 Day WLA	5.000

DDA (as of 06/14/1999)	4.708