Advance Pricing

Bullet Rates Amortizing LIBOR Short Term

Bullet Rates
12/29/1999
Maturity	CIP	Base Rate	Spread to Base Rate	Posted Rate	DP Spread to Base Rate	DP Rate	Actual Rate Change	Yesterday Actual Rate
8da Thru 1mo	5.654	5.904	-0.100	5.804	N/A	0.000	-0.299	6.103
1 Mo + 1 day thru 2 Mo	5.654	5.904	-0.100	5.804	N/A	0.000	-0.299	6.103
2 Mo + 1 day thru 3 Mo	5.654	6.004	-0.150	5.854	N/A	0.000	-0.180	6.034
3 Mo + 1 day thru 6 Mo	5.930	6.130	-.050	6.080	N/A	0.000	-.036	6.116
6 Mo + 1 day thru 1 Yr	6.300	6.500	-.050	6.450	N/A	0.000	.019	6.431
1yr Thru 1.5yr	6.398	6.648	0.200	6.848	-.050	6.598	.015	6.833
1.5yr Thru 2yr	6.540	6.790	0.200	6.990	-.050	6.740	0	6.990
2yr Thru 2.5yr	6.596	6.846	0.200	7.046	-.050	6.796	-.005	7.051
2.5yr Thru 3yr	6.660	6.910	0.200	7.110	-.050	6.860	-.010	7.120
3yr Thru 4yr	6.730	6.980	0.200	7.180	-.050	6.930	-.020	7.200
4yr Thru 5yr	6.770	7.020	0.200	7.220	-.050	6.970	-.030	7.250
5yr Thru 6yr	6.839	7.089	0.200	7.289	-.050	7.039	-.001	7.290
6yr Thru 7yr	6.860	7.110	0.200	7.310	-.050	7.060	-.020	7.330
7yr Thru 8yr	6.910	7.160	0.200	7.360	-.050	7.110	-.010	7.370
8yr Thru 9yr	6.950	7.200	0.200	7.400	-.050	7.150	0	7.400
9yr Thru 10yr	6.980	7.230	0.200	7.430	-.050	7.180	.010	7.420
10 yr Thru 11 yr	7.021	7.271	0.200	7.471	-.050	7.221	.004	7.467
11yr Thru 12yr	7.050	7.300	0.200	7.500	-.050	7.250	0	7.500
12yr Thru 13yr	7.068	7.318	0.200	7.518	-.050	7.268	-.005	7.523
13yr Thru 14yr	7.077	7.327	0.200	7.527	-.050	7.277	-.008	7.535
14yr Thru 15yr	7.080	7.330	0.200	7.530	-.050	7.280	-.010	7.540
19yr Thru 20yr	7.100	7.350	0.200	7.550	-.050	7.300	0	7.550

Bullet Rates Amortizing LIBOR Short Term

SecureConnect
12/29/1999
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.796	N/A	N/A	N/A	N/A
10 Year	6.930	6.970	6.970	N/A	N/A
15 Year	6.970	7.039	7.060	7.110	N/A
20 Year	6.970	7.039	7.110	7.180	7.180
30 Year	6.970	7.060	7.150	7.250	7.277

Discount Pricing Tier 1
12/29/1999
DP Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.896	N/A	N/A	N/A	N/A
10 Year	7.030	7.070	7.070	N/A	N/A
15 Year	7.070	7.139	7.160	7.210	N/A
20 Year	7.070	7.139	7.210	7.280	7.280
30 Year	7.070	7.160	7.250	7.350	7.377

CIP
12/29/1999
Balloon-->	5 Yr	7 Yr	10 Yr	15 Yr	20 Yr
5 Year	6.696	N/A	N/A	N/A	N/A
10 Year	6.830	6.870	6.870	N/A	N/A
15 Year	6.870	6.939	6.960	7.010	N/A
20 Year	6.870	6.939	7.010	7.080	7.080
30 Year	6.870	6.960	7.050	7.150	7.168

Bullet Rates Amortizing LIBOR Short Term

LIBOR
12/29/1999
Term	Rate
1 Month Libor	5.82750
2 Month Libor	5.90375
3 Month Libor	6.00375
6 Month Libor	6.13000
9 Month Libor	6.31000
12 Month Libor	6.50000

DP Term Libor Floating Rate Advances
12/29/1999
DP Tier 1	1 month reset	3 month reset
Rate	5.828	5.954
SPR to Libor	0	-.050
DP Tier 2	1 month reset	3 month reset
Rate	5.878	6.004
SPR to Libor	.050	0

Term Libor Floating Rate Advances
12/29/1999
Posted	1 month reset	3 month reset
Rate	6.078	6.204
Spr to Libor	0.250	0.200

Bullet Rates Amortizing LIBOR Short Term

Short Term
12/29/1999

FF Open	5.000
SLC	5.150
OLA	5.350
1 Day WLA	5.050
2-7 Day WLA	5.920
8-35 Day WLA	5.920

DDA (as of 12/28/1999)	4.933